Payed them for insurance coverage a ppo When tried to use found out I had no coverage They tell me I got it providers gets told I don't have none I switched to them they made it sound good cut my payment from 1,600 a month To 900.00 my wife has als now have found I have no insurance and have to pay for hospice and all medical bills and is past open inrollment so I got screwed but no body will do nothing about it to put them out of business or get people's hard earned money back !!!!