Michael
Altamont,#2Consumer Suggestion
Wed, February 04, 2009
Sounds like they did what they were obligated to do. Read and understand your policy. If you shop for price only then you get what you pay for. As far as the 87 online complaints i see a lot of cases like yours where the company did what it was suppose to and your complaining cause you did not read your policy or disgruntled employees file complaints and what company does not have those. I think it is time to admit you got what you paid for and you should visit increasing your coverage through paying a little more.
Noneck
Neverneverland,#3UPDATE Employee
Thu, December 11, 2008
You actually had the option to purchase Emergency room coverage. You also had the choice of a lower deductible and didn't take it. You say you were charged $10,000? You say you had a $3,000 deductible and 20% Co-Insurance correct? Well, lets see.......... $10,000 bill ($3,000) Deductible =$7,000 (with me so far?) 20% of $10,000 would be an additional $2,000 bringing your total out of pocket expense to a minimum of $5,000. You say your were actually billed about $6,000. My guess that you exceeded some of the caps of coverage. Truth is, everyone that ever has a major medical emergency will likely receive a bill from the insurance company, no matter who the coverage is with..... My guess is that you picked a monthly payment that was acceptable and didn't give it another thought. IS THAT REALLY THE INSURANCE COMPANIES FAULT? realistic in MA Stated limitations in your book