Steve
Bradenton,#2Consumer Suggestion
Thu, August 10, 2006
Bart, The only way any collection agency/junk debt buyer sues you is if you have communications with them that validated the debt. Third party collectors very rarely sue, as they know it in not realistic in a financial sense. FYI...Debt purchasers ARE debt collectors, and are bound by every provision of the FDCPA which you can read at the FTC website. This agency is a small time bunch of lowlife. They are nobody. You can beat them very easily if you just read and learn the FDCPA. Did you ever send them a DEBT VALIDATION request by certified mail,return reciept requested? In this request did you clearly dispute the debt and demand an itemization of charges, account history, and proof they actually legally own the debt? If not, why not? You can still do it, but now it will have to be in court.