My mother took out a life insurance policy( annuity ) to be left to the 4 heirs. After receiving only a fourth of a 110,000.00 policy and questioning , realized that she was living off of it, not a reverse mortgage she took out in 2007. She received a call every month from nationstar/ champion mortgage to make sure she got her mortgage payment and they were never giving her money. Now they are trying to steal the house.