John
Louisville,#2Consumer Comment
Wed, June 04, 2008
This posting is "Exhibit A" for what NOT to do when dealing with debt collectors: NEVER pay by wiring money Always get written terms up front first PRIOR to paying Request validation of the debt first when you are initially contacted by debt collectors. "will never take your name off of Chex Ststems, and in fact, we will tell the IRS and garnish your wages and put a mark on your credit report that can never come off, ever". This is why one should never talk to debt collectors over the phone and insist that all communications be in writing. There are at least two big FDCPA violations in this one sentence. Note to poster: Read up on the Fair Debt Collection Practices Act...understand your rights....