Steve
Bradenton,#2Consumer Suggestion
Tue, June 29, 2010
You can get your money back, and you can prosecute someone too.
This is outright bank fraud, and is grand larceny, a felony.
Here is what you have to do:
1. Order copies of all three of your credit reports right away. I use a service called identityguard which is fantastic and is not only for credit reports but they provide complete financial monitoring and watch for fraud like this.
2. File a police report for the THEFT of your money.
3. File a written claim with your bank for the theft of funds. DEMAND to see the authorization they have on file for this transaction, including the origination source.
4. Cross file the complaint, in writing to the FDIC which insures the money in your bank account.
5. Send a NOTICE TO THE RECIPIENT OF YOUR MONEY that you are filing criminal charges for the theft of your money.
Send all of these notices ONLY by certified mail, return reciept requested and be sure to put the certified# on each letter and make a copy for yourself before mailing, as this proves exactly what you sent.
Once all of this is done, prepare a packet with all of these complaints and proof of mailings and turn it over to your base legal office.
You can also notify the DA in the jurisdiction of the offender and seek prosecution.
You can also file a civil suit to recover damages they have caused you.
Good luck!
Steph
Minor Hill,#3General Comment
Fri, May 21, 2010
I would tell the bank flat out either you refund my money or I will close my account and go to another bank. I would also report NCO to FTC and the BBB . You also might want to talk to a lawyer about this as well.