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  • Report:  #281306

Complaint Review: NCO FINANCIAL SYSTEMSINC./LVNV FUNDING LLC - BALTIMORE Maryland

Reported By:
- Littlefield, Texas,
Submitted:
Updated:

NCO FINANCIAL SYSTEMSINC./LVNV FUNDING LLC
1804 WASHINGTON BLVD. MAILSTOP450 DEPT. 3 BALTIMORE, 21230 Maryland, U.S.A.
Phone:
800-974-9728
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
I received an letter today regarding my deceased mothers account from Sears.

This account was charged off when they found out that she died on October 8, 2004.

Since then, this charged account with Sears, has been purchased for pennies on the dollar by LVNV FUNDING,LLC, at which time this letter states that they in turn have turned it over to a company called: NCO Financial Systems LLC.

So I guess my question here, is what can they get by sending me threating letters and contining to call my home at all hours of the day.

I am her daughter and I really am tired of all of this.

Anyone's help that is a consumer out there would be greatly appreciated.

They state in the letter that they want part of my mothers estate and they are requesting all information on her probate.

So anyone out there if you can help me I would appreciate your advice.

Colene

Littlefield, Texas

U.S.A.


4 Updates & Rebuttals

Robert

Buffalo,
New York,
U.S.A.
SOL in Texas is 4 years

#2Consumer Suggestion

Sun, October 28, 2007

Sorry about your mom. We're going thru something similar because my mother-in-law passed away in Feb. A debt is not absolved when someone dies. A Creditor can sue the estate if existing debts are not paid. It does not matter if the debt was "charged off." I suggest you turn the matter over to the executor of your mom's estate. If you're the executor, your bank or your attorney can advise you on how to deal with it. My wife is the executor of her mom's estate. There were utility bills, hospital bills and so forth unpaid when she died. My wife paid these valid debts from the estate funds. My advice to you is to pay valid debts from the estate funds. If you force them to sue, it will tie the estate up in probate longer than necessary and they will most likely win a judgement and get the funds any way. Consult with your attorney.


Robert

Buffalo,
New York,
U.S.A.
SOL in Texas is 4 years

#3Consumer Suggestion

Sun, October 28, 2007

Sorry about your mom. We're going thru something similar because my mother-in-law passed away in Feb. A debt is not absolved when someone dies. A Creditor can sue the estate if existing debts are not paid. It does not matter if the debt was "charged off." I suggest you turn the matter over to the executor of your mom's estate. If you're the executor, your bank or your attorney can advise you on how to deal with it. My wife is the executor of her mom's estate. There were utility bills, hospital bills and so forth unpaid when she died. My wife paid these valid debts from the estate funds. My advice to you is to pay valid debts from the estate funds. If you force them to sue, it will tie the estate up in probate longer than necessary and they will most likely win a judgement and get the funds any way. Consult with your attorney.


Robert

Buffalo,
New York,
U.S.A.
SOL in Texas is 4 years

#4Consumer Suggestion

Sun, October 28, 2007

Sorry about your mom. We're going thru something similar because my mother-in-law passed away in Feb. A debt is not absolved when someone dies. A Creditor can sue the estate if existing debts are not paid. It does not matter if the debt was "charged off." I suggest you turn the matter over to the executor of your mom's estate. If you're the executor, your bank or your attorney can advise you on how to deal with it. My wife is the executor of her mom's estate. There were utility bills, hospital bills and so forth unpaid when she died. My wife paid these valid debts from the estate funds. My advice to you is to pay valid debts from the estate funds. If you force them to sue, it will tie the estate up in probate longer than necessary and they will most likely win a judgement and get the funds any way. Consult with your attorney.


Robert

Buffalo,
New York,
U.S.A.
SOL in Texas is 4 years

#5Consumer Suggestion

Sun, October 28, 2007

Sorry about your mom. We're going thru something similar because my mother-in-law passed away in Feb. A debt is not absolved when someone dies. A Creditor can sue the estate if existing debts are not paid. It does not matter if the debt was "charged off." I suggest you turn the matter over to the executor of your mom's estate. If you're the executor, your bank or your attorney can advise you on how to deal with it. My wife is the executor of her mom's estate. There were utility bills, hospital bills and so forth unpaid when she died. My wife paid these valid debts from the estate funds. My advice to you is to pay valid debts from the estate funds. If you force them to sue, it will tie the estate up in probate longer than necessary and they will most likely win a judgement and get the funds any way. Consult with your attorney.

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