- Report: #697410
Complaint Review: NCO FINANCIAL - HORSHAM Pennsylvania
Reported By:
bill -
brewton, Alabama, United States of America
Submitted:
Updated:
-
Author Not Confirmed
Why?
NCO FINANCIAL
507 PRUDENTIAL RD. HORSHAM, Pennsylvania, United States of America
Phone:
Web:
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NCO FINANCIAL NCO GROUP DAILY CALLING AFTER CERTIFIED CEASE AND DESIST LETTER SENT AND RECIEVED. HORSHAM, Pennsylvania
After filing bankruptcy I sent two letters one certified return reciept where they signed for it they still call several times A day in direct violation of federal law. I insructed them to contact my attourney instead and even though my attourney has contacted them on two diffrent occasions they still call several times daily. It seems to me they have no fear of the law and do as they want to anyway,there must be a way to hold them accountable for continuing to disreguard federal laws and continuing with illegal collection practices. Not only are they breaking federal laws they are violating the automatic stay granted by the u.s.bankrupcy court that states they must stop all attemts to collect on a debt listed on bankruptcy petition.
1 Updates & Rebuttals
Steve
Bradenton,Florida,
U.S.A.
I see the problem. "Attourney", "Cease and desist"?
#2Consumer Comment
Sun, February 20, 2011
You have at least 2 separate issues here.
The first is the violation of the bankrupty rules. If in fact this creditor was listed in your bankruptcy, and that debt has been discharged, they are in violation.
I see that you have an "attourney", so that may be the problem. Try getting an attorney instead.
FYI...There is no such thing as a "cease and desist" letter in debt collections. That is the problem here and why your request has been ignored. When you make a legal request, you must word it properly.
The exact wording directly from the FDCPA is CEASE COMMUNICATIONS REQUEST.
And, you say you sent this request by certified mail, but did you put the certified# in the body of the letter and keep a copy for your records?
If not, you wasted your time and money as you cannot prove exactly what you sent.
Also, nobody enforces your rights for you. The law requires that you do this for yourself, and that is through the civil process.
