- Report: #477324
Complaint Review: NCO Financial - Nationwide
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NCO Financial
http://www.ncogroup.com/ Nationwide, U.S.A.
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NCO Collections Agency - NCO Financial Pressuring me to return cash I didn't spend. Nationwide
Let me outline the variables of my situation. A will be paypal account #1, B will be paypal account #2. I've used paypal account A longer than B, B is the account I have a negative balance on. I have no bank accounts or anything of that sort attached to these paypal accounts.
I trade various internet items through my paypal, buy and sell, nothing over $100. Infact, the highest amount was $71. So I have a bunch of ancient transactions in account B and suddenly it ends up in a negative balance. I do not know how, I've not used that account pre-june yet there is transaction history from june. So apparently there has been a chargeback of sorts from a ghost email, a ghost person [email protected].
Now here is where I get screwed, NCO starts calling my cellphone, every morning. EVERY, MORNING. I finally accepted the call on my cell (god knows how they got it) and we talked, I said I was not going to pay this because I didn't use this account forever and blah blah, she then says "okay we'll keep calling you."
They sent a letter to my old address, I've not lived there in many years.
I want to stop these people, I don't want their calls, I don't want them wrecking my credit, I don't want them to send me letters and I refuse to pay this negative outstanding balance of $71 on a paypal account that's existence has barely been acknowledged till recently.
HOW?
Marcel
Brampton, Ontario
Canada
I trade various internet items through my paypal, buy and sell, nothing over $100. Infact, the highest amount was $71. So I have a bunch of ancient transactions in account B and suddenly it ends up in a negative balance. I do not know how, I've not used that account pre-june yet there is transaction history from june. So apparently there has been a chargeback of sorts from a ghost email, a ghost person [email protected].
Now here is where I get screwed, NCO starts calling my cellphone, every morning. EVERY, MORNING. I finally accepted the call on my cell (god knows how they got it) and we talked, I said I was not going to pay this because I didn't use this account forever and blah blah, she then says "okay we'll keep calling you."
They sent a letter to my old address, I've not lived there in many years.
I want to stop these people, I don't want their calls, I don't want them wrecking my credit, I don't want them to send me letters and I refuse to pay this negative outstanding balance of $71 on a paypal account that's existence has barely been acknowledged till recently.
HOW?
Marcel
Brampton, Ontario
Canada
1 Updates & Rebuttals
Adam
Channahon,Illinois,
USA
Know the law
#2Consumer Suggestion
Mon, October 26, 2009
Federal law actually requires a debt collector to quit calling you if you request them to quit calling you. They are NOT allowed to call your cell phone unless you specifically give them permission to call your cell phone. You need to send them a letter requesting they send proof of any debt they say you owe; if they refuse and/or you don't owe the money, and they won't quit calling, you need to file a complaint with your state's attorney general and or a local police department for harassment. Google debt collector laws.
