Aswenson
Greenwood,#2Consumer Comment
Wed, September 03, 2008
i have had simmalure issues with nissan. my husband and i bought new pathfinder 7/28/08 we believed that we financed with citifinacial. three weeks later we receive a noctice form nmac giving us payment options to make our payment. i was confused becaues had not financed with nissan finance. i called right then to find out why they were sending me this information when i did not finance with them. the man was very rude and argued that i had financed with them and they had a signed contract. during that conversation i found out that the finance amount was changed, interest rate increased, and we payed more for our gap insurance. he told me to call the dealership i bought the vehicle from. i called orr nissian in shreveport, la the finace person i spoke with happened to be the same person that wrote up all the contracts for us when we signed our contract. he said that citifinancial rejected us and the contract. I asked him why we were not called back in to sign a new contract and why hadnt we been notified? this was illegal to change any information on a contract after it had been signed. he argued that even though we were paying more in interest that they lowered the purchase price of the vehicle. that wasn't my problem they did it without contacting us and they are not allowed to change a contract after the fact. they can only change it if we agree to sign a new contract in order to find finaceing for the vehicle. come to find out we were not refused financing from citifinacial i called them & they said that the proof of income, and contract were never sent to them to them to finalize the loan. i then called nmac back and requested a copy of the contract (that was signed on 8/7/08 12 days after we purchaced our vehicle). In the mean time i spoke with the owner shortly and he said that they had a "power of attorney" they didn't need to have us sign a new contract that they could do it for us in order to sigure finacing". Bull a power of attorney is only to be used for title work, and they have to sing there own name and then under that pow (power of attorney) and print the customers name. Also, my signiture was not on that power of attorney so they did not have autority or power of attorney as he put it to sign my name. Power of attorney does not give them the right to sign a new contract on your behalf. it is a limited power of attoney. I finally got the contract submitted to nmac yesterday and like i thought they had forged mine and my husband's name. they didnt even make it look the same. i am fileing a forgery report with the attorney generals office tomorrow, and a report with the BBB. I know the president of the BBB quite well my mother-in-law was his office manager up until a year and half ago when she retired. Then i will file criminal charges with the police department. What they did was wrong and even though they lowered the price of the vehilce by a few hundred dollars, to try to justify what they did they still forged mine and my husbands name and that is illegal.