Complaint Review: Ocwen Federal Bank Carl Crutchfield - Orlando Florida

Hello: John you are wrong 100%, we don't deserve this form of treatment from this company destroying our lives as Ocwen Federal Bank has done to so many home owner with this form of rackteering acts. My rental property was suppose to be foreclosed on September 5, 2002. This was a lie. This tenant still lives in this property and Ocwen accepting payment on this account from another person who is not me. This property is non assumeable, the taxes are not paid, still property is still in my name, and Ocwen Federal Bank is working with this person as of this date accepting this note with out my approval. #996-40492 Why was this form of breach of contract allowed on my property at 13422 Boonway Dr. Houston, Texas. Who gave Ocwen Federal Bank or Codilis Moss law Firm authorization or any one else permission to perform this wire fraud , mail form and any other illegal acts with my property? This is using my credit and identiy theft. Moss Codilis lawfirm employee name Sandy Alexander acting as a lawyer is the person performed this act. I spoke with her recent and told me they foreclosed the property and not on the house. Really stupid but this lawfirm needs to reported for this illegal acts being performed as a property was foreclosed. I have the letters sent to me as if this sell took place but didn' at Harris County Family Law Center- September 5, between 12-4:30PM. Untrue. What about this? Plus Ocwen Federal Bank placed insurance on this property after they supposed to foreclosed in September of 2002. I have had this property since May 31, 1980, which was my first starter home. I am very disgruntle, angry, disguised whit all this illegal breach of contract when Ocwen Federal bank is not the lender of my note but was only servicing my loan. I was never made aware of the lender but I recently found out the lender is Stanley and Morgan. I am going to make them aware that this operation are going to place them in bankrucpty if they continue to allow them to perform all this RICO acts as Owcwen Federal Bank has done since they service my loan. They first had my loan in July 2001 and was hell for me every since. Look twice I was threat with foreclosure the first time I paid $3,800 and took the house out of foreclosure. Even then was they talking with this Thomas John Burns and changing my notes at his request and speaking with him about my account illegal.

John,either you are living in a bubble on another planet or you are insufferably biased and small minded. I find your comments with your references to Ocwen victims as "deadbeats" who don't pay their bills extremely offensive! While their may be a minority of OcWen's "prey" that may not pay their bills, the majority of us are hard working, responsible human beings eeking out an honest living (Yes,OcWen,some of us come by our money honestly through hard work and education)while paying our bills in a timely fashion and living within our humble budgets. The predatory practices that I and others on this site have been forced to experience with OcWen were not only unethical but illegal. While paying my payments on time and through an attorney, these practices still continued. My fault? I don't think so. Do we have a "blame the victim" mentality here John? I am a well educated, successful professional who does not consider herself either naive nor a "deadbeat". I still became OcWen prey. Before you make such insensitive and uneducated remarks, remember "the devil is in the details" and you are obviously unaware of or uneducated concerning the actual facts. I am grateful to this site and to Mr. Hanson for their committment and support. They are true consumer Heroes. It sometimes seems impossible to be a David against a Goliath, especially one who thinks they are above the law. This company promotes and maintains such corrupt business practices it stinks across the ocean. Let justice run it's course. The truth will come out when the Feds investigate and the lawsuit goes forward to reveal the cold hard facts. We will all watch gleefully as OcWen executives are carried away in handcuffs to jail!

Dear John, You are just a little well-intentioned consumer who happens to be from WHAT city in Florida? Well, speaking of credibility! Like a child, you try to cast aspersions by name calling. Is this your tactic for taking the heat off yourself? Well....."sticks and stones, etc."...... What a broad brush you paint us all with! I think that for all of us, we should not waste a moment of our time to Rebut you. WE WILL LEAVE THAT TO THE FEDS!

Oc-Oc. Who's there? OcWEN. OcWen Who? Ocwen the Big Bad Wold, to blow down your houses one by one!

Dear Johnnie Just Come, from Orlando. Keep deluding yourself that OcRON (probably your employer or your relative's employer) is this nice entity and we are all deadbeats who have nothing better than to rant and rave because we do not want to pay our debts. Connecticut's Attorney General is now looking closely at TOXIN, and so are the Feds (as in the Big Guys, bigger than even Ocwen with all its $$$$$ connections).

Order from the federal court in Connecticut the FORTY Affidavits from all over the U.S. sent in about Ocwen's horrible practices. Then check the RipOffReport website for how many complaints exist on any other mortgage company or bank.

How come we all adopted kids want to pick on good ol' uncle Ocwen, who has done nothing but help us out whenever we were late on our payments and got laid off or ill and unable to make timely payments? Nice ol' Uncle Oc, who always gave us accurate payoff figures and never got jealous when we decided to switch mortgage companies.

Nice ol' Uncle Oc, who never had an incestuous relationship with Auntie Moss, or Cousin Codilis, or any other person in our household at West Palm Beach.

Why are so many ungrateful, inappreciative, Oc and Moss household servants starting to squeal to the Feds? Why is the Illinois FBI starting to look under Auntie Moss' skirt? Why did Uncle Oc ran to Staples to buy a cross-cut shredder and suddenly start throwing so much paper into the waste basket? It isn't even cold outside so Uncle Oc doesn't need all that paper to light the fireplace.

Why is Uncle Oc suddenly obsessed with India. I mean I like Indian cusine and have many Indian friends and so forth, but don't you think actually moving over there just to prove you like authentic Indian cusine is somewhat overdoing it? Sort of like Taliban John moving way over to Up-Gun-Eastern?

Well, let me give you a little hint: YOU CANNOT FOOL ALL OF THE PEOPLE ALL OF THE TIME. No, sahr!

All should beware that OCWEN has tried some very underhanded things in the conduct and prosecution of this major case against them. This shill would have you believe that he has absolutely no connection with OCWEN, but if we knew more about him, you might be surprised as to his identity.

Sure, we do present both sides of the issue, but you should remember that we are the victim's advocate, John. You are either a shill or an idiot. How dare you call this person a deadbeat when there is plenty of evidence that OCWEN intentionally holds payments until they are overdue so that the penalties pile up allowing a speedy foreclosure on technicalities. DON'T OBSCURE THE WHOLE TRUTH.

ED Magedson
[email protected]

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate

WE are Civil and Human Rights Activists

We are a Nationwide Consumer Reporting News Agency
...by consumers, for consumers

Ive worked in this industry for many years, and would like to enlighten your readers as to why this post in pure fiction. I trust this is a valid site, and will post both sides of an issue, though it seems nothing more than an unregulated forum for short-sellers and disgruntled employees. Anyway, here it goes.

Let me break all this down.

1) The first paragraph is already cause to stop reading. In it, the poster mentions a good friend who was going to help him out by buying his house and selling it back to him, thereby giving Ocwen its money, and everybody is happy. For starters, the sale is a SHORT SALE, and Ocwen is NOT getting all the money they have already lost on this dead-beat borrower. And let me emphasize a point. The borrower was in this positon because he didnt fulfill his obligations of the mortgage, and it was noone's fault but his. Besides, selling to a friend and then buying it back borders on fraud to the financial institution. So much for a great solution. HE speak of Ocwen's lack of good faith, but neglects to mention his own breach of good faith by defaulting on the loan.

2) The main folly of the story is when the poster states, "Since it had gone to the courthouse steps the title company would not insure the clear title and the sale was botched" Then he states that Ocwen was willing to date the sale to Sept 10th, but the title company wouldnt touch it. OK, lets tear this apart now.

a) What sale is Ocwen supposedly dating Sept 10th, if it was botched and didnt take place?

b) If this borrower had an attorney like he should have, this foreclosure sale would have easily been prevented by a simple fax from the attorney to the county clerk regarding the mix-up of dates. again, it seems this borrower want to blame others for his own lack of action or lack of attention.

c) Who owns it now? He says Ocwen wont sell it to his friend who still wants to buy it( what a charitable person. This borders on the unbelievable, unless there is an intention to defraud the bank. Hmm)

d) Ocwen would rather hold a non-performing asset than sell it? This is just pure nonsense, and is the finishing blow to any credibility of the poster.

Here is a solution. Pay your debts, and try to take responsibility for your own actions.

First, Chester, I know Carl Crutchfield and he is a scam artist and pulls that crap with a lot of bwrs. He also recently tried to fc on someone that sent in a forbearance payment that should have been returned to the bwr. When confronted he said "the bwr will never know".

I am a current employee of Moss Codilis, the legal pawns that Ocwen uses to handle and cover up its dirty work. We, as employees, are completely fed up with the "mafia like" collection practices Ocwen uses. One firm in Chicago that Ocwen used to use was actually shut down last year for having Mob ties, if that sheds any more light on the type of business practices Ocwen implores.

My main point of this rebuttal is to allow bwrs a way to vent their frustrations to those in charge of this joke of a bank/law firm and to hope many of you take advantage of this gift I am giving you to be a thorn in he side of these individuals on a daily basis. GOOD LUCK AND START CALLING. FILL UP THIER VOICE MAILS AND EMAIL BOXES!!!

p.s. these are the people that run Ocwen/Moss on a daily basis and have made your lives miserable.

WILLIAM ERBY (CHAIRMAN/CEO OCWEN)
561-682-8520 [email protected]
TERESA BRATCHER (SENOR DEFAULT LIASON/OCWEN)
561-682-8946 [email protected]
MARGIE ROTUNDO (VP LOSS MIT/REO/OCWEN) FORMER LRC
561-682-8522 [email protected]
Art Castner (VP DEFAULT SERVICING/OCWEN) STARTED IN THE MAILROOM 8 YEARS AGO
561-682-8938 [email protected]
SUE LIEBER (FORECLOSURE MANAGER/MOSS CODILIS)
407-737-6228 [email protected]

First, Chester, I know Carl Crutchfield and he is a scam artist and pulls that crap with a lot of bwrs. He also recently tried to fc on someone that sent in a forbearance payment that should have been returned to the bwr. When confronted he said "the bwr will never know".

I am a current employee of Moss Codilis, the legal pawns that Ocwen uses to handle and cover up its dirty work. We, as employees, are completely fed up with the "mafia like" collection practices Ocwen uses. One firm in Chicago that Ocwen used to use was actually shut down last year for having Mob ties, if that sheds any more light on the type of business practices Ocwen implores.

My main point of this rebuttal is to allow bwrs a way to vent their frustrations to those in charge of this joke of a bank/law firm and to hope many of you take advantage of this gift I am giving you to be a thorn in he side of these individuals on a daily basis. GOOD LUCK AND START CALLING. FILL UP THIER VOICE MAILS AND EMAIL BOXES!!!

p.s. these are the people that run Ocwen/Moss on a daily basis and have made your lives miserable.

WILLIAM ERBY (CHAIRMAN/CEO OCWEN)
561-682-8520 [email protected]
TERESA BRATCHER (SENOR DEFAULT LIASON/OCWEN)
561-682-8946 [email protected]
MARGIE ROTUNDO (VP LOSS MIT/REO/OCWEN) FORMER LRC
561-682-8522 [email protected]
Art Castner (VP DEFAULT SERVICING/OCWEN) STARTED IN THE MAILROOM 8 YEARS AGO
561-682-8938 [email protected]
SUE LIEBER (FORECLOSURE MANAGER/MOSS CODILIS)
407-737-6228 [email protected]

First, Chester, I know Carl Crutchfield and he is a scam artist and pulls that crap with a lot of bwrs. He also recently tried to fc on someone that sent in a forbearance payment that should have been returned to the bwr. When confronted he said "the bwr will never know".

I am a current employee of Moss Codilis, the legal pawns that Ocwen uses to handle and cover up its dirty work. We, as employees, are completely fed up with the "mafia like" collection practices Ocwen uses. One firm in Chicago that Ocwen used to use was actually shut down last year for having Mob ties, if that sheds any more light on the type of business practices Ocwen implores.

My main point of this rebuttal is to allow bwrs a way to vent their frustrations to those in charge of this joke of a bank/law firm and to hope many of you take advantage of this gift I am giving you to be a thorn in he side of these individuals on a daily basis. GOOD LUCK AND START CALLING. FILL UP THIER VOICE MAILS AND EMAIL BOXES!!!

p.s. these are the people that run Ocwen/Moss on a daily basis and have made your lives miserable.

WILLIAM ERBY (CHAIRMAN/CEO OCWEN)
561-682-8520 [email protected]
TERESA BRATCHER (SENOR DEFAULT LIASON/OCWEN)
561-682-8946 [email protected]
MARGIE ROTUNDO (VP LOSS MIT/REO/OCWEN) FORMER LRC
561-682-8522 [email protected]
Art Castner (VP DEFAULT SERVICING/OCWEN) STARTED IN THE MAILROOM 8 YEARS AGO
561-682-8938 [email protected]
SUE LIEBER (FORECLOSURE MANAGER/MOSS CODILIS)
407-737-6228 [email protected]

First, Chester, I know Carl Crutchfield and he is a scam artist and pulls that crap with a lot of bwrs. He also recently tried to fc on someone that sent in a forbearance payment that should have been returned to the bwr. When confronted he said "the bwr will never know".

I am a current employee of Moss Codilis, the legal pawns that Ocwen uses to handle and cover up its dirty work. We, as employees, are completely fed up with the "mafia like" collection practices Ocwen uses. One firm in Chicago that Ocwen used to use was actually shut down last year for having Mob ties, if that sheds any more light on the type of business practices Ocwen implores.

My main point of this rebuttal is to allow bwrs a way to vent their frustrations to those in charge of this joke of a bank/law firm and to hope many of you take advantage of this gift I am giving you to be a thorn in he side of these individuals on a daily basis. GOOD LUCK AND START CALLING. FILL UP THIER VOICE MAILS AND EMAIL BOXES!!!

p.s. these are the people that run Ocwen/Moss on a daily basis and have made your lives miserable.

WILLIAM ERBY (CHAIRMAN/CEO OCWEN)
561-682-8520 [email protected]
TERESA BRATCHER (SENOR DEFAULT LIASON/OCWEN)
561-682-8946 [email protected]
MARGIE ROTUNDO (VP LOSS MIT/REO/OCWEN) FORMER LRC
561-682-8522 [email protected]
Art Castner (VP DEFAULT SERVICING/OCWEN) STARTED IN THE MAILROOM 8 YEARS AGO
561-682-8938 [email protected]
SUE LIEBER (FORECLOSURE MANAGER/MOSS CODILIS)
407-737-6228 [email protected]