Tyrone
ROMULUS,#2Author of original report
Sat, May 19, 2007
I received a letter from Ocwen stating they will REMOVE this so-called debt from my credit report. This was done after I sent them a letter to CEASE and DESIST tring to collect on a debt I did not owe and also a debt that was outside the STATUTE OF LIMITATIONS for MICHIGAN. EVERYONE REMEMBER>>>>NEVER TELL A COLLECTION COMPANY YOU OWE A DEBT. REQUEST VERIFICATION OF THE DEBT AND IF YOU ARE OUTSIDE THE STATUTE OF LIMITATIONS FOR YOUR STATE, REFUSE TO PAY IT!!!. IF THEY CAN GET YOU TO SAY YOU OWE IT, THE STATUTE OF LIMITATIONS START OVER. IF THEY STILL TRY TO COLLECT, CONTACT A LAWYER AND SUE THE HELL OUT OF THEM. CONTACT THE CREDIT REPORTING COMPANIES AND IF THEY ARE ON YOUR REPORT, SEND A STATEMENT INDICATING OCWEN, MIDLAND OR WHATEVER SHOULD BE REMOVED FOR UNFAIR COLLECTION PRACTICES. IT WORKED FOR ME!!!. ALSO, MIDLAND WAS THE ORIGINAL COLLECTION COMPANY THAT CONTACTED ME 15 YEARS AGO. I SENT THEM PROOF THAT I WAS UNDER A CHAPTER 7 AND THEY NEVER CONTACTED ME AGAIN UNTIL 2005, UNDER A NEW NAME. ONCE I FOUND OUT WHO THEY WERE, THEY TRANSFERED IT TO OCWEN FOR COLLECTION!!!. SHAME ON THEM!
Dave
Jacksonville,#3Consumer Suggestion
Wed, August 24, 2005
Yes, it is unfair, and you are not responsible for a debt from 13 years ago. You do not need to validate this. Do NOT send them anything except a cease and desist letter and demand verification of the debt. The Statute Of Limitations is way past, and you don't owe a penny.