Miguel
Jacksonville,#2Consumer Suggestion
Mon, January 25, 2016
I have used okinus twice now. The key to doing so without paying triple you original balance is to pay it off early. The contract tells you how many months and how much you will pay each month. Use a calculator, months X payment amount, will give you the total amount your going to pay. They do a 90 day same as cash and if you can do that it's great.
Making extra payments also helps because that all goes to the principle and will take off months of payments. People are complaining about something that was in front of them in black and white. The biggest mistake you can make is not reading the contract first before signing it. They report to the credit bureaus. For someone who has bad credit and needs open accounts to raise their credit okinus is great. My credit was really bad and only okinus would finance my purchase. I will be using them again very soon for just that reason.
Ataylor
Indianapolis,#3Consumer Comment
Sun, July 20, 2014
I too have submitted a complaint against this company and am currently reveiwing all applicable laws in my state. I too was misled by the company where I purchased my furniture from and was charged the same taxes, fees, excessively high interest rates, and "down payment". Okinus seems to always apologize for the consumers negative experience by throwing blame back on the consumer. This is a horrible company and I am in the process of reporting every furniture store who deals with them in my city to the BBB as well as write against them on Rip Off report. I am starting a petition on Change.org against Okinus and urging Furniture stores to stop using this company for consumer financing. Okinus practices usary and poor, poor customer service. I have already began interview people in my town who have dealt with Okinus and not one has anything positive to say of this company and all are willing to be a part of my petition to stop these bad people!
Got robbed?
Birmingham,#4REBUTTAL Owner of company
Fri, November 19, 2010
Okinus wishes we could have made this customer happy. She was charged exactly according to her contract, and she paid the same charges and taxes as every other customer. On the Lease the sales tax is charged per payment, not on the cash price of the furniture. Okinus prides itself on customer service, and we train daily to provide to achieve high customer satisfaction. We would like to have every customer satisfied; however, we know it is impossible to have 100% of customers happy all the time. Okinus has a lot of satisfied customers who are glad we exist and glad that Okinus is willing to help people who currently have credit problems. We are grateful for our customers and look forward to helping them for as long as they need us.