Katina
Washington,#2Consumer Comment
Sun, June 20, 2010
First, I'm sorry that you had that experience. It's awful when anyone purchases a product or service and have a bad experience. But I can honestly say that I've been with Only1 Visa for about a year or so now and I have had nothing but a positive experience. I will say that the website can be a little iffy but other than that, I love my Only1 Visa. As a matter of fact, I'm no longer using my regular credit cards, I just use Only1.
When I first purchased Only1 it came with a temporary card, made out of cardboard or something. That's what was purchased in the store. When I got home, I registered the card and they sent me the actual card (plastic) in the mail. I did not have to pay an additional $5.00. The $5.00 ($4.95) to be exact was charged at the store that I purchased the card. I paid that in addition to the money that I put on the card. If I remember correctly I put $50 on the card at the time of purchase. My total came to $54.95.
As I mentioned, I've had this card for over a year and I've never paid more than $4.95, which I pay every time I add money to the card. There has never been any additional fees, not once. I get the daily e-mails of my account balance and I've never had any problems with the card.
I will have to work out the issues with their website however because I want to use the MoneySheild feature and was told that I have to do that online. And I was told that there is a one time fee of $9.95 to activate the feature.
I think it's a great card and recommend it for anyone that would like to get a better hold on their money and spending.