- Report: #198771
Complaint Review: Option One Mortgage Company - Irvine California
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Option One Mortgage Company
3 Ada Irvine, 92618 California, U.S.A.
Phone:
949-790-3600
Web:
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Option One Mortgage Company ripoff all they want is your property Irvine California
okay, i have read all of these ripoff reports about option one, and remarkably, they are all very similar to what i have been going thru with them. all of the phone calls ( 10 - 15 a day ) harrassment, calling my wifes work etc.... we re-financed our home to get a lower rate, and we were given an adjustable rate and we were told we could, after a year, re-finance again. dont believe it, we tried that and were told no, cant remember the reason. now, i have lost my job, and our payments just kept going up, up, up, till we can no longer make them, and they know we cannot, so now, they give us till monday to come up with an exorbitant amount of money or face forclosure, NICE.
we also dealt with the payments NOT being posted and getting charged late fees, even when they were sent early, so we had to start sending certified, that stopped that, but they still called all the time, before the payment was due. DO NOT use option one, all they want is the property.
Bob
East Peoria, Illinois
U.S.A.
we also dealt with the payments NOT being posted and getting charged late fees, even when they were sent early, so we had to start sending certified, that stopped that, but they still called all the time, before the payment was due. DO NOT use option one, all they want is the property.
Bob
East Peoria, Illinois
U.S.A.
5 Updates & Rebuttals
Laura
Alton,Illinois,
U.S.A.
Please contact Illinois Attorney General
#2Consumer Suggestion
Fri, August 04, 2006
Please contact the the Illinois Attorney General, if they get enough complaints on the same thing they will investigate. My story is just beginning - when we were getting ready to refinance for a lower interest rate with another company - now all of sudden they have put false info on my credit report, and have started "posting" my payments late - even though they received them on time. Seems it is just beginning for me. Hoping to get away from them soon but reading other peoples stories - it looks as if it will just get worse ( no payoff statement , prepayment penalties when there are none, etc ) .
Mindy
Philadelphia,Pennsylvania,
U.S.A.
Yeaaaa
#3Consumer Suggestion
Fri, June 30, 2006
Did you get it in writing that they were going to refi your hime in one year? Wait, i can answer that: No, you didn't get it in writing. Thats because NO COMPANY can guarantee that they will have a program available for you in 12 months. The lesson learned? Get everything in writing. if someone says something, and it seems to be a vital part of the transaction, make sure you see it in black ink. Its really just common sense.
Mindy
Philadelphia,Pennsylvania,
U.S.A.
Yeaaaa
#4Consumer Suggestion
Fri, June 30, 2006
Did you get it in writing that they were going to refi your hime in one year? Wait, i can answer that: No, you didn't get it in writing. Thats because NO COMPANY can guarantee that they will have a program available for you in 12 months. The lesson learned? Get everything in writing. if someone says something, and it seems to be a vital part of the transaction, make sure you see it in black ink. Its really just common sense.
Mindy
Philadelphia,Pennsylvania,
U.S.A.
Yeaaaa
#5Consumer Suggestion
Fri, June 30, 2006
Did you get it in writing that they were going to refi your hime in one year? Wait, i can answer that: No, you didn't get it in writing. Thats because NO COMPANY can guarantee that they will have a program available for you in 12 months. The lesson learned? Get everything in writing. if someone says something, and it seems to be a vital part of the transaction, make sure you see it in black ink. Its really just common sense.
Mindy
Philadelphia,Pennsylvania,
U.S.A.
Yeaaaa
#6Consumer Suggestion
Fri, June 30, 2006
Did you get it in writing that they were going to refi your hime in one year? Wait, i can answer that: No, you didn't get it in writing. Thats because NO COMPANY can guarantee that they will have a program available for you in 12 months. The lesson learned? Get everything in writing. if someone says something, and it seems to be a vital part of the transaction, make sure you see it in black ink. Its really just common sense.
