Princess
owings,#2Author of original report
Wed, March 26, 2008
This is absolutely unbelievable! Yes, papers were faxed to the mortgage company, however that was all that was done. They never spoke to him. Word for word on the contract "I fully acknowledge that I am required to pay the sum of $500.00 at the time of application payable to Peck Holdings LLC and another installment of $500 at commencement of services." Nowhere does this give Shawn Peck permission to take my money. According to the bank these were forged checks! The contract also says "if not paid in a reasonable time Peck Holdings LLC can get liens or judgments. Again, NOWHERE is permission given to STEAL from me! And yes as a Realtor for 23 years I can read contracts, and fully understand that this person illegally accessed my account. Charges are pending in this matter.
Princess
owings,#3Author of original report
Wed, March 26, 2008
This is absolutely unbelievable! Yes, papers were faxed to the mortgage company, however that was all that was done. They never spoke to him. Word for word on the contract "I fully acknowledge that I am required to pay the sum of $500.00 at the time of application payable to Peck Holdings LLC and another installment of $500 at commencement of services." Nowhere does this give Shawn Peck permission to take my money. According to the bank these were forged checks! The contract also says "if not paid in a reasonable time Peck Holdings LLC can get liens or judgments. Again, NOWHERE is permission given to STEAL from me! And yes as a Realtor for 23 years I can read contracts, and fully understand that this person illegally accessed my account. Charges are pending in this matter.
Princess
owings,#4Author of original report
Wed, March 26, 2008
This is absolutely unbelievable! Yes, papers were faxed to the mortgage company, however that was all that was done. They never spoke to him. Word for word on the contract "I fully acknowledge that I am required to pay the sum of $500.00 at the time of application payable to Peck Holdings LLC and another installment of $500 at commencement of services." Nowhere does this give Shawn Peck permission to take my money. According to the bank these were forged checks! The contract also says "if not paid in a reasonable time Peck Holdings LLC can get liens or judgments. Again, NOWHERE is permission given to STEAL from me! And yes as a Realtor for 23 years I can read contracts, and fully understand that this person illegally accessed my account. Charges are pending in this matter.
Princess
owings,#5Author of original report
Wed, March 26, 2008
This is absolutely unbelievable! Yes, papers were faxed to the mortgage company, however that was all that was done. They never spoke to him. Word for word on the contract "I fully acknowledge that I am required to pay the sum of $500.00 at the time of application payable to Peck Holdings LLC and another installment of $500 at commencement of services." Nowhere does this give Shawn Peck permission to take my money. According to the bank these were forged checks! The contract also says "if not paid in a reasonable time Peck Holdings LLC can get liens or judgments. Again, NOWHERE is permission given to STEAL from me! And yes as a Realtor for 23 years I can read contracts, and fully understand that this person illegally accessed my account. Charges are pending in this matter.
Shawn
Collingswood,#6UPDATE EX-employee responds
Wed, March 26, 2008
Checks were never forged from a customers account.This is erronious, Peck Holdings like many other companies will create a draft for deposit. Drafts do not require a signature for deposit, there was NEVER any checks forged. When a customer authourizes Peck Holdings to draft their account we will. We are very flexable with our terms and often will give the customer "a reasonable amount of time" at our discretion to pay us. The customer alledges that we did nothing to modify the mortgage, that's why there is mention that the mortgage company had our paper work to modify.(How did the paper work get there if we did nothing and talked to no one?) We would NEVER advise a customer to NOT pay their mortgage. If a customer doesn't pay their mortgage it makes our job difficult to execute. The key in negotiation is to pay while in the process of negotiation. There is nothing further to dignify with a response. The customer signed a contract. Now alledges we did something wrong. This customer knows contracts, considering the occupation as a REALTOR for 15 years. I regret that there is any misunderstanding or miscommunication. We stand by our mission statement and are vehement about upholding compassionate ethical behavior in a trying time for the customer. It our objective to help people that can follow direction and meet us half way. A customer with a superflous mortgage payment that doesn't have the means to support it, may need to reevaluate their financial position. Sometimes the only option is the option the customer does want to hear. To rebuff the situation is not an effective way to deal. We had a scenario worked out,The client didn't pay the mortgage and all efforts were aborted. Regardless, our time,consultation,and resources that are expended still must be compensted. I wish the customer all the best.
Princess
owings,#7Author of original report
Tue, March 25, 2008
In response to the rebuttal that was filed. None of that was the case. Mr. Peck assured he was in touch with my mortgage company which was a lie. None of this has anything to do with the face that he STOLE $1550 from my checking account by forging checks. He strung me along then helped himself to my money. I am not a consumer that he could not help. I am a consumer that he pretended to help when in reality he did NOTHING!
Shawn
Collingswood,#8UPDATE Employee
Tue, March 25, 2008
I'm stunned by this person's defamatory banter regarding Peck Holdings. In this type of business it is impossible to help everyone. We never make promises we cant keep, and truth is not everyones credit can repaired to a 720 FICO, not every bank is willing to do a short sale on OUR terms, and not every mortgage can be modified. We disclose this to every customer upfront and its in the service agreement contract. "We make no warrants or representations as to the congency on ineffectuality of entering into this contract with Peck Holdings LLC" "I understand my home is in foreclosure or may be in the process of foreclosure" The foreclosure business is a business. We do not claim to be a 501(c). We are a for profit business and pay taxes as such. We sincerely wish that we were able to help everyone(We could then solve the US housing crisis alone) we deal with but that is simply unrealistic. If a customer authourizes to us verbally to draft their account we will. If they have buyers remorse and want their money back, we simply can not refund money if our services and time have been extended. The contract does make mention of placing a lien on the customers property. This is a last resort. Liens often end in Peck Holdings filing to foreclose. The liens if paid off, accrue's interest @ 33% plus counsel fees,filing fees, and admin charges. This is a last resort method. If a customer charges back their fee for service, this method of reasonable recovery will be utilized. There are far more people that appreciate what we have done for them. The reality is you cant please everyone, but we strive to reach out and help as many people as we can. It's unfortunate that when people find themselves in a precarious financial situation they point the finger and blame others for their issues. We are here to help, not hurt people. A customer with an unreasonable request or a lapse in memory is also and area that we can not help.
Princess
owings,#9Author of original report
Wed, March 12, 2008
I wanted to correct something. Shawn Peck did not draft my account, he printed checks on his computer making it look like I had written him checks. He had obtained my banking info from the original check I had written in November 07.
Princess
owings,#10Author of original report
Wed, March 12, 2008
I wanted to correct something. Shawn Peck did not draft my account, he printed checks on his computer making it look like I had written him checks. He had obtained my banking info from the original check I had written in November 07.
Princess
owings,#11Author of original report
Wed, March 12, 2008
I wanted to correct something. Shawn Peck did not draft my account, he printed checks on his computer making it look like I had written him checks. He had obtained my banking info from the original check I had written in November 07.
Princess
owings,#12Author of original report
Wed, March 12, 2008
I wanted to correct something. Shawn Peck did not draft my account, he printed checks on his computer making it look like I had written him checks. He had obtained my banking info from the original check I had written in November 07.