Mark
East Moline,#2Author of original report
Mon, May 08, 2006
I just got off the phone with a "Mr. Albert" from Pantagroup, and I must say, he is very rude. He refuses to substantiate the debt, or validate his company's right to collect in Illinois. As far as I can tell, these people are completely unethical, and worth less to society than a crack addict. Things might be a bit different, if they would produce some documentation and treat the people they are constantly calling with some modicum of respect, but they don't. In light of this, I have contacted my attorney, in order to file a countersuit for the multitude of violations of state law they have committed. According to my attorney, we have a very strong case against them, and I have a very good chance of not only receiving $1000 per violation, but punitive damages as well. I certainly hope trying to bilk an innocent consumer is worth the thousands of dollars Pentagroup is bound to be losing.
Steve
Bradenton,#3Consumer Suggestion
Fri, May 05, 2006
Mark, You are absolutely correct. You are not liable, and they cannot even collect from her! AND THEY KNOW IT! Go to FTC.gov and read/print the FDCPA and the FCRA. They are both very short. Read and learn every detail of these acts. Then go to BudHibbs.com to get a sample CEASE COMMUNICATIONS letter to send them, and to read about these type bottomfeeders known as debt buyers. They buy these old uncollectable debts for less than a penny on the dollar. Send all communications by certified mail, return reciept requested and be sure to put the certified# on the letter itself, and make a copy for your records. You are already entitled to damages from them of up to $1000 plus costs for violations of the FDCPA. DO NOT speak with ANY collector on the phone! EVER!! Good luck!