I RECEIVED A PRE APPROVED CERTIFICATE FOR $5000.00 CREDIT LINE in the mail.NOTE: there were no terms of agreement enclosed .
It said to send $45.00 processing fee-standard or $49.00 express.
I have seen warnings of RIPOFFS if there is a fee involved.That is you send a fee,and in return get nothing,and these RIPOFF scam artist are hard to track,and most never get found.
So I went on the web to ( BBB ) Better Buisiness Beurea,in TAMPA FL. SURE ENOUGH THE BBB LIST PEOPLES CREDIT FIRST AS " UNSATISFACTORY ",and elaberates as this is a catalog CREDIT , not a Major Credit Card.Although the CO. defends itself ( name one that don't ),the BBB tells the storys off CONSUMERS BEING RIPPED OFF. DON'T FALL FOR IT !!