I received a so called second notice of a debt that Phoenix Financial Services ll LLC had been contacted by Pendrick Capital Partners ll LLC. They said they're willing to offer a discounted settlement of $17.65 as settlement in full. Creditor is Pendrick Capital Partners ll LLC Account # xx3174 Account Balance Due $25.21 I don't owe this money and refuse to pay for it. I want this to be taken care of ASAP!!