PNC Business Banking in Florence Ky recommended I talk to their merchant services rep- I spoke to her and explained my situation and needs and she assured me it was a no brainier - I sent her text right before I signed the long contract and she assured me that absolutely nothing would be deducted besides $15 a month -I was immediately billed $104 for a processing thing called a clover which I explained I didn't need and she neglected to explain I was going to be charged and that there was a fee for this at all! I have those texts and I still cannot seem to get the money refunded and get out of my contract so I can switch banks after 12 years as a customer -