This is an individual(s), most likely from another country, who has a contact(s) that collect money from various locations wired either through Western Union or MoneyGram. This is how it works: An email is sent soliciting your home address in which "Dennis Grover" (not Hunt) sends you an instruction sheet and a "fairly" legit looking Cashiers Check.(It isn't!) The instructions tell you this is a paid training "trial" transaction to evaluate your ability to follow instructions and submit the initial survey, a more comprehensive survey would follow the completion of the transaction. Instructions have you go to your nearest Western Uniion after cashing the Cashiers Check at your bank. (It is your bona fides at the bank that that is required for this SCAM to work. The bank 'trusting you" cashes the Cashiers Check and at that point you have committed bank fraud. You then take the cash to Western Union, send the amount requested, pay the additional "Money to Minutes" fee then take your cut. Once the Cashiers Check is cashed and processed at close of business (COB) at the bank and doesn't go through, the "patsy" is charged with Bank Fraud, must pay the entire amount of the Cashiers Check and is placed on the FDIC Blacklist. Your financial standing will be literally muted; you will not be able to open a banking account, credit accounts, get loans ... anything!