- Report: #33451
Complaint Review: Premier One AKA Capital First - Delray Beach Florida
-
Author Not Confirmed
Why?
Premier One AKA Capital First
1730 S FEDERAL HWY # 388 Delray Beach, 33483 Florida, U.S.A.
Phone:
866-892-6017
Web:
N/A
Categories:
Business Rating:
(0)
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Premier One AKA Capital First Credit Card ripoff Seeking Legal Action Delray Beach Florida
Premier-One is a copmlete scam. By reading the prior postings I'm sure that all of you are aware of this by now. Below is my story.
I recieved a call from "Premier-One" about mid-June of 2002. I was asleep at the time the phone rang so I was a bit out of it. On the other end there was a telemarketer (cannot remember the name for the life of me) who was telling me about a PayAsYou go card that would report each and every purchase that you make to the 'Big 3' credit agencies. She also explained that the limit was the max I could pay in advance which was 2,500.00$.
Everything sounded like an ok deal since I was looking for something to build up my credit. I went ahead and did a "check by phone" with the agent and then was passed off to the verifier. I was told that I'd recieve my packet within 4-6 weeks and that the card should be arriving just before or after that. Well along went an entire month and I never recieved anything however I was charged for anything yet either. Then at about the end of July I noticed 174$ and change was deducted from my checking account.
I called the number up that was on my bank statement and they said that I would have to wait two more weeks and that I should receive the package any day. I waited and waited then received the package in mid Aug. I waited another two weeks and since I never got the MasterCard I was promised, I called to complain.
When I called the customer support line I talked to "Mike #1". When I asked him why I had not yet recieved the card, Mike #1 said "I show it to have gone out and you should have received it around the time that you got the packet". He said that he could have a new one sent out but after the ordeal I'd already been through, I asked for my money back and to just cancel the offer. Mike #1 informed me that he could cancel the account but not give back any part of the 174$ since I had waited longer than 30 days. After hearing this I demanded to speak to a supervisor and after being rebuttled about 10 times, I got passed off to Mike #2.
Mike #2 said that I would have to write "corporate" to get my money back and that he sympathizes with me for not getting my card. After realizing that I was stuck at this point, I gave into the rebuttles that Mike #2 was giving me and had them send me another card. Mike #2 even went so low as to say that the plan had worked for him as he used it after a divorce and built up rock solid credit.
Today, 10-25-02, I still have yet to see a card. I just called thier service center and spoke to "Cassy" who gave another lame reason why I had not recieved my card yet. This time it was because "I was not put on the lost items list". I immediately said I wanted to discontinue the plan and get my 175 bucks back. Cassy gave me the same answer as both Mikes, to write corporate and then gave me an address In Idaho Falls, Id. Out of anger I hung up the phone.
You see, the address she gave me was for a MailBoxes Etc. In Idaho Falls. After doing some research, I was able to find out that the copmany really resides in Florida and that the place thier web services reside is at a place called "The Computer King - http://thecomputerking.com" which is in Boca Raton. I will keep digging to see what can be found on this company.
I would like to bring a class action lawsuit against this place and have as many counts of criminal charges brought on them as possible (this includes the telephone reps). I know rip-report says not to include an email address but I ask that anyone who has been ripped off by this company (and is willing to prosecute) to Post a rebuttal to this report by clicking on the rebuttal button at the bottom of the page.
I must tell you that you probably won't get your money back even by joining as part of any lawsuit but you can at least bring these crooks to some type of justice. I'm going to start contacting some friends of mine who are attorneys and seeking advice on where to go with this issue. I would like to see at least 5 participants that would be willing to be named as co-plantiffs.
Thanks for all the help. Let's bring some justice to these crooks.
Don
Dallas, Texas
Click here to read other Rip Off Reports on Premier One
Click here to read other Rip Off Reports on Capital First
'>CLICK HERE to read about Credit Card Scams... find out how to get your money back. Consumer makes harsh but accurate statements. *Rip-off Report Investigation follow-up provides valuable information.
Read below why a phone number or link was removed from this Report
*EDitor's Comment
The reason why we have removed links, e-mail address or phone numbers from this report is because people have, in the past, attempted the following, ...all too often.
Posting LINKS
Many times links to unknown web sites will cause your pc to freeze up and /or cause you to get a computer virus, virtually rendering your computer useless. Most of the time, this is the work of a Company or an Individual who has been reported.
Many Government links are no better than the BBB and are just a waste of time, giving you false hope. Many government sites (like the BBB) just collect all information from you, the consumer, but never make that information available, so consumers will NOT be educated as to what exactly they should be looking out for. On the other hand, many government agencies have and do come to the Rip-off Report for information. We have been assisting many government agencies for some time now, including the FBI and Attorney General offices from around the country..
Now that all these Rip-off Reports are out in the open for everyone to see, in a way, this embarrasses these agencies into doing something when they see so many reports on a Company or Individual, because they are now out in the open for all to see. Unfortunately, many (not all) Attorney General Office's and government agencies will not move against a rip-off unless there is going to be some sort of publicity on the rip-off. By reporting your experience on the Rip-off Report, is the next best thing to getting your story on TV or in a newspaper. Most national TV networks and many local TV stations from all around the country come to the Rip-off Report for information they will not get from the BBB, Attorney General office's or any other government agency. Rip-off Report has instigated many local and national stories, resulting in help for victims, in one way or another. Most government agencies will never even bother with rip-offs unless it involves $50,000 or more. Now that the government is cutting back even more dollars for these types of programs, this number will even get higher and we can expect even less to get done, by even less people to work on all these rip-offs.
LAWYERS :
We have also struggled with the following for a long time..
The reason why we delete phone numbers, ..all too often unscrupulous lawyers or individuals posing as lawyers are collecting victims information to only further victimize them. Many times, well-meaning consumers think they are going to collect names and get them to a lawyer who will do something. In every case we have allowed a consumer victim to do this, nothing has ever came of it. Consumers were under the impression that something will be done to get them help. In every case this did nothing but lead the consumer on, further victimizing them, and some consumers were mad at us. We feel it is our responsibility to check the legitimacy of the lawyer before advertising their service on the Rip-off Report.
We will also not allow lawyers to use this web site for free when they will end up taking a large amount of fees, leaving the victim with very little. There are many competent lawyers out there that know how to get the unscrupulous Companies or Individuals who ripped you off, to pay their fees. Those lawyers capable of this can post their numbers after checking with us here at the Rip-off Report.
POSTING YOUR E-MAIL ADDRESS:
For similar reasons as mentioned above, we will not allow individuals to post e-mail addresses, so they can be contacted for more info they claim they cannot post. If that person can contact YOU and get the information, so will everyone else be contacting you anyway, and, if it's good enough for them to receive it by contacting you, then you should be able to post that information for everyone to see and know about. And, many times, in an attempt to get your contact information, consumers will leave an email address; this is just a ploy to sell you a product or some other service. Most likely, you will end up on other junk mail lists. ..if they have something to sell, they should place an advertisement showing support to Rip-off Report.com so we can further help consumers.
ADDITIONAL NOTE ...about our advertisers:
As an extra added precaution to our readers, even all our PAID advertisements are checked out to the best of our ability before allowing them to be placed on the Rip-off Report. WE have turned down many advertisers to date. Advertisers on the Rip-off Report know, they are not immune from a Rip-off Report being filed on them. How many times do you see Rip-off companies advertising on TV and in publications when you know there are so many complaints about them!
We welcome your feedback on this subject.
Click on the REBUTTAL BOX below and submit a Consumer Comment so everyone can see.
ED Magedson
[email protected]
badbusinessbureau.com
www.ripoffreport.com
I recieved a call from "Premier-One" about mid-June of 2002. I was asleep at the time the phone rang so I was a bit out of it. On the other end there was a telemarketer (cannot remember the name for the life of me) who was telling me about a PayAsYou go card that would report each and every purchase that you make to the 'Big 3' credit agencies. She also explained that the limit was the max I could pay in advance which was 2,500.00$.
Everything sounded like an ok deal since I was looking for something to build up my credit. I went ahead and did a "check by phone" with the agent and then was passed off to the verifier. I was told that I'd recieve my packet within 4-6 weeks and that the card should be arriving just before or after that. Well along went an entire month and I never recieved anything however I was charged for anything yet either. Then at about the end of July I noticed 174$ and change was deducted from my checking account.
I called the number up that was on my bank statement and they said that I would have to wait two more weeks and that I should receive the package any day. I waited and waited then received the package in mid Aug. I waited another two weeks and since I never got the MasterCard I was promised, I called to complain.
When I called the customer support line I talked to "Mike #1". When I asked him why I had not yet recieved the card, Mike #1 said "I show it to have gone out and you should have received it around the time that you got the packet". He said that he could have a new one sent out but after the ordeal I'd already been through, I asked for my money back and to just cancel the offer. Mike #1 informed me that he could cancel the account but not give back any part of the 174$ since I had waited longer than 30 days. After hearing this I demanded to speak to a supervisor and after being rebuttled about 10 times, I got passed off to Mike #2.
Mike #2 said that I would have to write "corporate" to get my money back and that he sympathizes with me for not getting my card. After realizing that I was stuck at this point, I gave into the rebuttles that Mike #2 was giving me and had them send me another card. Mike #2 even went so low as to say that the plan had worked for him as he used it after a divorce and built up rock solid credit.
Today, 10-25-02, I still have yet to see a card. I just called thier service center and spoke to "Cassy" who gave another lame reason why I had not recieved my card yet. This time it was because "I was not put on the lost items list". I immediately said I wanted to discontinue the plan and get my 175 bucks back. Cassy gave me the same answer as both Mikes, to write corporate and then gave me an address In Idaho Falls, Id. Out of anger I hung up the phone.
You see, the address she gave me was for a MailBoxes Etc. In Idaho Falls. After doing some research, I was able to find out that the copmany really resides in Florida and that the place thier web services reside is at a place called "The Computer King - http://thecomputerking.com" which is in Boca Raton. I will keep digging to see what can be found on this company.
I would like to bring a class action lawsuit against this place and have as many counts of criminal charges brought on them as possible (this includes the telephone reps). I know rip-report says not to include an email address but I ask that anyone who has been ripped off by this company (and is willing to prosecute) to Post a rebuttal to this report by clicking on the rebuttal button at the bottom of the page.
I must tell you that you probably won't get your money back even by joining as part of any lawsuit but you can at least bring these crooks to some type of justice. I'm going to start contacting some friends of mine who are attorneys and seeking advice on where to go with this issue. I would like to see at least 5 participants that would be willing to be named as co-plantiffs.
Thanks for all the help. Let's bring some justice to these crooks.
Don
Dallas, Texas
Click here to read other Rip Off Reports on Premier One
Click here to read other Rip Off Reports on Capital First
'>CLICK HERE to read about Credit Card Scams... find out how to get your money back. Consumer makes harsh but accurate statements. *Rip-off Report Investigation follow-up provides valuable information.
Read below why a phone number or link was removed from this Report
*EDitor's Comment
The reason why we have removed links, e-mail address or phone numbers from this report is because people have, in the past, attempted the following, ...all too often.
Posting LINKS
Many times links to unknown web sites will cause your pc to freeze up and /or cause you to get a computer virus, virtually rendering your computer useless. Most of the time, this is the work of a Company or an Individual who has been reported.
Many Government links are no better than the BBB and are just a waste of time, giving you false hope. Many government sites (like the BBB) just collect all information from you, the consumer, but never make that information available, so consumers will NOT be educated as to what exactly they should be looking out for. On the other hand, many government agencies have and do come to the Rip-off Report for information. We have been assisting many government agencies for some time now, including the FBI and Attorney General offices from around the country..
Now that all these Rip-off Reports are out in the open for everyone to see, in a way, this embarrasses these agencies into doing something when they see so many reports on a Company or Individual, because they are now out in the open for all to see. Unfortunately, many (not all) Attorney General Office's and government agencies will not move against a rip-off unless there is going to be some sort of publicity on the rip-off. By reporting your experience on the Rip-off Report, is the next best thing to getting your story on TV or in a newspaper. Most national TV networks and many local TV stations from all around the country come to the Rip-off Report for information they will not get from the BBB, Attorney General office's or any other government agency. Rip-off Report has instigated many local and national stories, resulting in help for victims, in one way or another. Most government agencies will never even bother with rip-offs unless it involves $50,000 or more. Now that the government is cutting back even more dollars for these types of programs, this number will even get higher and we can expect even less to get done, by even less people to work on all these rip-offs.
LAWYERS :
We have also struggled with the following for a long time..
The reason why we delete phone numbers, ..all too often unscrupulous lawyers or individuals posing as lawyers are collecting victims information to only further victimize them. Many times, well-meaning consumers think they are going to collect names and get them to a lawyer who will do something. In every case we have allowed a consumer victim to do this, nothing has ever came of it. Consumers were under the impression that something will be done to get them help. In every case this did nothing but lead the consumer on, further victimizing them, and some consumers were mad at us. We feel it is our responsibility to check the legitimacy of the lawyer before advertising their service on the Rip-off Report.
We will also not allow lawyers to use this web site for free when they will end up taking a large amount of fees, leaving the victim with very little. There are many competent lawyers out there that know how to get the unscrupulous Companies or Individuals who ripped you off, to pay their fees. Those lawyers capable of this can post their numbers after checking with us here at the Rip-off Report.
POSTING YOUR E-MAIL ADDRESS:
For similar reasons as mentioned above, we will not allow individuals to post e-mail addresses, so they can be contacted for more info they claim they cannot post. If that person can contact YOU and get the information, so will everyone else be contacting you anyway, and, if it's good enough for them to receive it by contacting you, then you should be able to post that information for everyone to see and know about. And, many times, in an attempt to get your contact information, consumers will leave an email address; this is just a ploy to sell you a product or some other service. Most likely, you will end up on other junk mail lists. ..if they have something to sell, they should place an advertisement showing support to Rip-off Report.com so we can further help consumers.
ADDITIONAL NOTE ...about our advertisers:
As an extra added precaution to our readers, even all our PAID advertisements are checked out to the best of our ability before allowing them to be placed on the Rip-off Report. WE have turned down many advertisers to date. Advertisers on the Rip-off Report know, they are not immune from a Rip-off Report being filed on them. How many times do you see Rip-off companies advertising on TV and in publications when you know there are so many complaints about them!
We welcome your feedback on this subject.
Click on the REBUTTAL BOX below and submit a Consumer Comment so everyone can see.
ED Magedson
[email protected]
badbusinessbureau.com
www.ripoffreport.com
