After pay off of loan makes very difficult to get the title in timely manner. Not easy to work with. Such a pain to have to wait for them to send the title for many days. My advise only deal with a local bank for any financing as you will hate the whole process of dealing with this company.
Plus the interest this place charges is outragous for the service you get just isn't worth it. Will not ever do any business ever again with PFS or any Worst experience ever in trying to get title. Larry H Miller dealership from service to sales is a disaster there also. You pay for service only to have your vehicle worse off.