This company is my auto finance company & have called several times on a robo dialer to the point I had to change my # but before that they would even email & text me asking me to verify my debit card info to set up payment, even implied in an email that if i did not give then tcpy concent that if i needed help in the future i may not get it. I know that is a violation on regualtion in collections regulations. They have also left nastly voice mails