Justine
Clearfield,#2UPDATE Employee
Sun, November 07, 2004
Just in response to you saying you never saw on the contract where it says you dont get a refund if you go to the class that is definently the agent who recruited you's fault, he or she should have told you the terms and conditions, and since he didn't I will tell you them. On the contract (IBA independent Business Application) you will sign a box that says right above it the refund policy. The refund policy says that if you decide not to persue the business that your 199 minus a 40 dollar processing fee WILL be refunded to you IF you have not attended the class. Since the 199 is not for your license but it is for your class if you go to the class then you have utilized the books, teacher, cd and tape that the 199 was used to for. Depending on what state you live in, what is refunded to you is the test and licensing fee that you pay AFTER the class when you are ready to get your license. Those two items are then refunded with in 2-3 weeks AFTER you turn in your license. I am sorry that you were not informed correctly, hopefully this will help inform any body else who is confused on the policy. It is agents like the one you delt with that gives us honest agents a bad name. Thank you