John
Califon,#2Consumer Comment
Wed, November 22, 2006
that could have answered the phone also. Kind of a sneaky way to get info. Do you have any debts that were ever charged off? They are apparently looking for you since they didn't ask for anyone else. You could always talk pics of the caller ID after each call. If it came to it, you could always subpoena the phone bills for that number but that is hopefully far off in the future if at all.
Steve
Bradenton,#3Consumer Suggestion
Wed, November 22, 2006
Carrie, It is illegal for any debt collector to misrepresent who they are or why they are calling. This is outright fraud. Go to FTC.gov and file a complaint online. Also keep in mind that even if you call these people with a blocked or private number they can still capture your name and phone number. This is a service they pay for just like the 911 service. You really shouldn't give anyone you don't know any information about yourself even if you did think it is a harmless survey. I have a rule I go by. I never answer the phone if full caller ID is not available, and I never speak to debt collectors or telemarketers. No exceptions. If you have a blocked or bogus caller id, you go to my generic voicemail. I control who talks to me. You need to send a CEASE COMMUNICATIONS request as per your rights under the FDCPA. Send this by certified mail, return reciept requested. be sure to put the certified# on the letter itself and kep a copy for your records. This is very important. Good luck