I personally spoke to Michael Elachkar
[email protected]who said I qualified for a loan mod. I asked what if the bank says I dont
qualify will rightaway refund my money. Yes indeed. We wouldnt waste time
with all this prep if you didnt qualify. I worked with Danya Romero Danya
Romero
[email protected] to make sure everything was done correctly. First Horizon said there is no
qualification. When I emailed Michael he said to please phone him because he
knew exactly what I should say to my bank. I havent been able to get through
or get an answer from him or right away since. This cost $595.