- Report: #260696
Complaint Review: Rubin & Rothman - Islandia New York
-
Author Confirmed
Why?
Rubin & Rothman
1787 Veterens Highway Islandia, 11354 New York, U.S.A.
Phone:
631-2341500
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Rubin & Rothman - Midland Funding unscrupulous practice ripoff Islandia New York
i received a letter from my bank saying that there was a restraining order put on my account c/o midland funding llc. it said that a judgement was entered against me on 5/3/07 and since i did not respond to the summons i lost. the fact is that i never received a summons from this company or anybody else for that matter.
after some research i found that the original debt was derived from my FCNB credit card which went backrupt many years. i had made payments on the account until they kept posting my payment late month after month in order to get back more money from the late fee.
I along with others filed a class action suit against the company and the case was resolved. now i find out that many years later this company buys the old debt than tries to collect on it. but i do not owe the debt and the Statute of limitations is expired . seems they are using a loophole in our legal system that if they win a judgement against you then the SOL becomes refreshed and you are liable for the debt.
if i had received a summons of such debt all i had to do was show up in court and dispute it based on the SOL and the case would have been dismissed. i called the company and they refused to send me any proof of the debt and even refused to give any info to my friend willy who is a tax cpa.
without proof they have no claim. my best friend is lawyer and knows what is going on. these companies are using loopholes in our legal system to forcefully extract money from people. something needs to be done about this and it needs to be done now.
how many ripoff reports and consumer complaints does it take to get some action. i guess it takes many lawyers to screw in a lightbulb with reference to an. old polish joke
Robert j
flushing, New York
U.S.A.
after some research i found that the original debt was derived from my FCNB credit card which went backrupt many years. i had made payments on the account until they kept posting my payment late month after month in order to get back more money from the late fee.
I along with others filed a class action suit against the company and the case was resolved. now i find out that many years later this company buys the old debt than tries to collect on it. but i do not owe the debt and the Statute of limitations is expired . seems they are using a loophole in our legal system that if they win a judgement against you then the SOL becomes refreshed and you are liable for the debt.
if i had received a summons of such debt all i had to do was show up in court and dispute it based on the SOL and the case would have been dismissed. i called the company and they refused to send me any proof of the debt and even refused to give any info to my friend willy who is a tax cpa.
without proof they have no claim. my best friend is lawyer and knows what is going on. these companies are using loopholes in our legal system to forcefully extract money from people. something needs to be done about this and it needs to be done now.
how many ripoff reports and consumer complaints does it take to get some action. i guess it takes many lawyers to screw in a lightbulb with reference to an. old polish joke
Robert j
flushing, New York
U.S.A.
1 Updates & Rebuttals
Robert j
flushing,New York,
U.S.A.
update
#2Author of original report
Mon, August 13, 2007
i have settled with this company after a few phone calls. although the charges were not mine it was my credit card. after going into judgement it was the easiest way to do it. for all those having problems with this or any other collection agency i urge you not to give up.
