Received a letter threatening me with legal action if I didn't pay off a bogus loan in the amount of $1497 that i suposedly took out with a company I never heard of in my life, Loan Shop Online LTS Management. They offered me payments if I took care of this promptly. I obviously did not take out this loan and what disturbed me the most was that not only did they send this awful letter, they had the last four digits of my social security number. I would love for these criminals to be caught since I am seeing that they have done this to so many.