I received a letter from this company stating I defaulted on a loan of $958.00 to the Loan Shop/LTS Management who are all out of business. I thought about this and became very angry and upset. I researched this company and found many complaints. I had gone through The Blue Ridge Law Group of Irvine, Califormia to handle this matter for me to the Loan Shop and LT Management which was paid in full over 3 years ago. I just wanted to file this report to say that I see I am not the only one that is tried to have money ripped off from individuals. Also saw on one repoirt that this company is out the country as so so many other supposed debt collection agencies are. I am filing a complaint report with the FTC in Tallahasse, Fl to investigate this compny.