I wanted my credit report and saw it for free and then they asked if I wanted to pay a dollar for my score so I thought that was okay until a month later they charged my card for 39.95 . These people kept trying for a whole month and then denied my refund like l have not even logged on the site since the first time a months ago .I'm pretty sure they never gives anyone a refund this is how they make money. Also this set me back in my bills I live from paycheck to paycheck and don't have forty bucks to give away for nothing!!!!!!!!!!!!!!!