Jeanski
Buffalo,#2Consumer Comment
Wed, May 09, 2012
After you enter in your information, you are taken to a page with your SSN and birthdate. There's a BIG "Continue" button at the bottom. Right above that it says that by clicking on the "Continue" button you agree to "Offer details". These details read as follows:
Offer Details
By submitting your secure order you will be immediately charged a $1refundable processing fee, be eligible to receive your 3 free credit scores, and begin your trial membership in ScoreSense credit monitoring. At the end of the 7-day trial period, your credit/debit card will be charged $29.95 on a monthly basis unless and until you call 1-800-972-7204 to cancel your membership in ScoreSense.
It's not a rip off, and I'm surprised EDitor has posted his usual nonsense about getting your money back. It's on the consumer to read the details.
dogfish
dubuque,#3Consumer Comment
Tue, May 08, 2012
ScoreSense is not a rip off. I have scoresense and it has all kinds of helpful stuff on there site. Not only is it helpful but It does thouroughly explain in the box the charges and membership fees.
Flynrider
Phoenix,#4Consumer Comment
Wed, April 25, 2012
" I requested to receive my 3 credit reports through Score Sense. "
It wasn't clear, but if you happen to be referring to the free reports that you are entitled to receive once a year, the only website for that is :
https://www.annualcreditreport.com/cra/index.jsp
Just about every other site that claims to offer these reports for free (or $1) will end up charging you a subscription fee that is buried in the fine print. Usually in the "terms and conditions".
The FTC has a web page about this subject here :
http://www.ftc.gov/bcp/edu/microsites/freereports/index.shtml
Jim Martin
Indiana,#5Consumer Comment
Wed, April 25, 2012
Anytime you sign up for a trial offer, you should be scouring the terms and conditions for the monthly fee that will inevitably follow. To make a long story short, and because I don't feel like typing a bunch of mumbo jumbo that will just go in one ear and out the other, ALWAYS read and understand the terms and conditions BEFORE you sign up for anything. If it is written in a way that you can't fully understand what you are agreeing to, then go to different site.
On a side note, if you go to https://www.annualcreditreport.com/cra/index.jsp you can get all three credit reports for free. You are entitled, by law, to receive one free report from each of the credit bureaus per year.
And no, I don't work for either of these companies.