I took out a mortgage with Equicredit in 2000. It was then in the hands of Fairbanks and I paid off the mortgage finally in 2010. I then found out it is now Select Portfolio Servicing. I just went to check my title at my town hall and they never filed a release of mortgage! I have made so many calls and sent so many letters and still no release of mortgage. No one can find anything! I was told that the two prior mortgage holders show no record of any payments and they have no idea who I am!
I am trying to sell my house and now forget it! What am I suppose to do? This company is sick! I thought Equicredit was bad and then Fairbanks was a nightmare and now SPS is almost a scary joke. What am I going to do???? Any advice would be greatly appreciated. I do not have any old checks earlier than 2008. This is frightening.
FloridaNative
Palm Beach Gardens,#2Consumer Comment
Wed, March 19, 2014
Hopefully you have the original closing documents and any correspondence from the bank(s) for the time period you had the mortgage.
A good real estate attorney can straighten this out. However, it may take quite a while. Get in touch with one right away.
Not just a closing attorney, but one that is familiar with title issues and is a little more aggressive.