Complaint Review: Senior Healthcare Consultants SHC Marketing - Irving Texas

I WASTED 2 years of my life with SHC. I was consistently in the top TEN of the leader boards for the ENTIRE Mutual of Omaha NATION-WIDE company sales in Med Supps. That WAS, until SHC LOST THE CONTRACT with MOO because of their tactics and all of the complaints filed against SHC SALESPEOPLE.

NO, they're NOT ?consultants'. They're high pressure one call closers and a good 1/3 of their sales change their mind and cancel within a month!

Then they bring in some company names that these seniors have NEVER HEARD OF! Seniors buy on reputation and trust. NOT JUST ON THE CHEAPER PREMIUM. Which, of course, JUMPS dramatically when the company raises the rates and then the senior is stuck with them because they no longer qualify to move to another company.

I resigned because I COULD NOT ETHICALLY ?sell' the men and women ?victims' (aka ?applicants' in front of me) on working for SHC. The success rate is about ONE PERCENT lasting over 3 months. This is a fact and I've got old spreadsheets and emails showing the names of the ?victims' on the recruiting and weekly sales reports to prove it!

They've got some pretty slick stuff on their website now, but that is all FLUFF. The company just wants it's latest ?victims' to get out there and sell a few policies and then quit so that THEY, THE COMPANY, gets all of the renewals.

OH, and SHC WAS NOT STARTED IN 1966 or whatever it states on the site! SHC is a smoke/mirrors company that RJR created using his father's history in insurance from many years ago. Check out RJR insurance services on the Texas Dept. of Insurance site and get the real details. RUN PEOPLE RUN! As far as you can AWAY from SHC!

A last note of interest here too. ANYONE, who was IN ANY WAY ASSOCIATED WITH SHC when they had the contract with MOO IS BANNED FROM EVER WORKING FOR MOO EVER AGAIN! Even someone like myself, and others that were in the top 10 every month, can NEVER work with MOO again because we were unknowingly associated with SHC and their tactics and are now blackballed from working for a national leader in the insurance business.

I have worked for SHC for two years and want to clear up a few things. First, [email protected] is simply a company email address that can be accessed by middle managers and call center employees for the dissemination of information. It is not Richard P. Dale, Jr.'s personal email address. His personal email address is [email protected]. Please feel free to email him at anytime and I'm sure that you will likely receive a response within 48 hours. You may not like what he has to say, but he will shoot you straight and that is what is important at the end of the day. Also, I have his business card and [email protected] is not listed on there. Again, I've been with the company for two years. Second, Mr. Boettcher, if you were not such a skeptical man, you might have actually succeeded with the company. SHC is a Captive Agency with a five year 100% vesting period. SHC provides preset appointments, great training, and outstanding products. With the exception of the benefit of our company providing us preset appointments, we are no different than any other captive organization in America and expect for each individual that works with our company to adhere to the terms in their contract. If you do not adhere to the requirements of your position as outlined in your contracts, it will eventually catch up to you. If you did not like the idea of working in a captive organization, then you shouldn't have worked with us and wasted our time as well as your own. This goes for anyone looking at our opportunity. We are not a company that you will want to work with for 6 months and then bounce to another position. Third, to be real frank, yes, working with SHC is a challenging position. I can assure you that in my past careers I never worked more than 45 hours in a week, but I also never made more than $45,000 in a year. During my first 18 months I worked 50 to 55 hours per week. I have a wife and 3 children and was able to manage my time however, I did make sacrifices. During my first year and a half I was not able to have dinner with my family as often as I would have liked, but it was all worth it. Now I'm in my 28th month and my hours are much shorter and my renewals are higher than the salary I had at my last job. I typically work 38 to 42 hours per week and my monthly bills are covered with my monthly renewal check. Prior to working for SHC I could not sleep at night because I was so worried about how I would pay for my children's education. I want to provide them with the best and now I can actually afford to do so. In addition, I have paid off all of the revolving debt that I acquired when I was laid off from my last position a couple of years ago. I would personally like for everyone with the company to be successful, but unfortunately, our opportunity is just not for everyone. If you are the right person, you can make a lot of money!

Just wanted to add that I worked for this company for six long months and can attest to Becky's report as being dead-on 100% accurate. Beware about this company and their ethics and tactics. SHC will make a lot of money off of you before and after you're gone, regardless. Don't waste your time.

The main reason I'm responding is due to the supposed rebuttal by "Jack". The email address you gave is a direct giveaway. I still have business cards with your email address on them: Richard Dale Jr. You're not fooling anyone. If you're going to post a bogus rebuttal at least use a new made-up email address!

I repeat, do not waste your time with this company. The ends do not justify the means.

I worked for this company out of Tennessee this year. This person did not exist before June of this year. It's just another example of this company playing games. Brent out of New York is another mystery man, I never heard of. All I ever stated were the facts of my experience with this company. Their response was to attack me personally and using false names. Wonder what they have to hide? I'm still waiting for a reply on my pay that is owed. Mr. Dale seems to think threats about suing you and costing you and your family all the money he can is good business. I say, people that live in fragile glass houses really shouldn't throw stones.

I worked for this company out of Tennessee this year. This person did not exist before June of this year. It's just another example of this company playing games. Brent out of New York is another mystery man, I never heard of. All I ever stated were the facts of my experience with this company. Their response was to attack me personally and using false names. Wonder what they have to hide? I'm still waiting for a reply on my pay that is owed. Mr. Dale seems to think threats about suing you and costing you and your family all the money he can is good business. I say, people that live in fragile glass houses really shouldn't throw stones.

I worked for this company out of Tennessee this year. This person did not exist before June of this year. It's just another example of this company playing games. Brent out of New York is another mystery man, I never heard of. All I ever stated were the facts of my experience with this company. Their response was to attack me personally and using false names. Wonder what they have to hide? I'm still waiting for a reply on my pay that is owed. Mr. Dale seems to think threats about suing you and costing you and your family all the money he can is good business. I say, people that live in fragile glass houses really shouldn't throw stones.

I worked for this company out of Tennessee this year. This person did not exist before June of this year. It's just another example of this company playing games. Brent out of New York is another mystery man, I never heard of. All I ever stated were the facts of my experience with this company. Their response was to attack me personally and using false names. Wonder what they have to hide? I'm still waiting for a reply on my pay that is owed. Mr. Dale seems to think threats about suing you and costing you and your family all the money he can is good business. I say, people that live in fragile glass houses really shouldn't throw stones.

What you are describing is nothing like what I have experienced, Becky. My wife is very much involved with my position of nearly 2 years with SHC as a base consultant (and now squad leader). She hears my meetings, encourages me daily, and is a wonderful support to my livelihood with SHC. I work for my family, my 3 children first (age 15-months., 5 yrs., and 8 yrs.). It makes me sad to read your words b/c I know if you knew what my wife and I now know, you would not have said those harsh words. You did not get to experience it firsthand and have the option of following the proven success of countless others with RJR, Inc. or not, as your husband allegedly did. There are more failures than there are successes in this world, as is definitely seen with an attempt at success with SHC. The position your husband was trying for with SHC is an entrepreneur position, be your own boss and pay your own salary at renewal years. It is simply not for everyone (regardless of whether it be failure with SHC based on lack of initial monetary income, work hour constraints versus home life as a base consultant, manager-v-subordinate lack of chemistry, or simple non-paralleled work ethic to the initial work-hour requirements for success with SHC). Frankly, I only made it because my wife met the Upper Management staff you proclaimed your hatred for so much (without your even ever having even met in person!) and convinced me to press on to success with SHC. She was right. She is my support and I love her very much for it, too. I sure hope your husband reads this and thinks about what I am saying b/c I can relate to him, he likely just didn't like his last check being held until his commission earned, as is the case with most of my former new consultant side-bys that get irate after facing failure (talk about ego hit!). Regardless, I do someday hope I meet him and can talk to him, so he understands and is not so very bitter and yourself as well, the fringe benefits are great!... (my wife just said!).

I now am earning far more than a $100,000 income (vs. my former $65,000 after 14 yrs. w/ the company) and my wife and I are very proud of our accomplishment together. I would invite you to email my wife any time at her office account email at [][[email protected]][]. Or, email me directly at []xx.xx]] ([email protected]).

I am truly sorry for your experience and we both, my wife and I, wish we could have been there to save/help you and your husband, as succeeding with SHC is not easy or everyone would succeed. That is why I believe it is so special with SHC, you have overwhelming support within the ranks and your back is always covered by your direct managers no matter what. Becky, the truth is, if you do succeed with SHC (which you will know after your first 2-4 days in the field if you will or quit FAST!), I assure you that financial reward is very, very great and extremely fulfilling. I disagree with all of your statements above. Please take back your insults to my company, as they are unfounded. We are helping a lot of seniors out there and I sleep very well knowing that.

And yes, full of ego, Becky, we are definitely that! But, as I have heard RJR (Dale Jr.) says at our last SHC Lodge convention, Show me a salesperson without an ego, and I will show you a failure! I seriously doubt it was any drug other than the high of success saying that, Becky. C'mon! Cheap insults are just that, cheap. We are very proud to be one of the few. I would encourage your husband to re-apply for another position in another division (obviously without disclosing your posting!) of our company (try one w/ a base pay first!) because we are about to be an superior dominating factor in the health, life, financial, Medicare RX, and non-insurance healthcare industry, as we have proven thus far (did you even bother to read our CORP standings?). Tracy or I will be happy to direct you to the other websites across the board. We hope to hear from you.

A positive attitude and outlook is everything in this world. Judge SHC and RJR Insurance Services, Inc. (and the remainder of SHC divisions and RJR companies) based off of that, not unmitigated and unfounded opinions of fiction based upon regret and bitterness. That just hurts other people who have yet to have the chance to succeed with us and is not fair.

Would you consider conversing by e-mail Becky? I would like to know more.