I RECEIVED A CALL FROM A MAN WHO SAID HE WAS A PRIVATE INVESTIGATOR CALLING FOR A COMPANY SJM OR TND COLLECTING FOUR HUNDRED DOLLARS I OWED, HE SAID HE WILL COME TO MY JOB TO DELIVER A SUMMONS FOR COURT AND THEM ANOTHER MAN CALLED ME THE SAME DAY AND SAID THAT IF I PAY I DID NOT HAVE TO GO TO COURT, I TOLD HIM THAT I HAVENT RECEIVED NO LETTER, HE SAID HE DID, AN I SAID TO HIM THAT I NEVER RECEIVED A LETTER,HE SAID HE SENDED TO 35 TEMPLE ST APT 25,I TOLD HIM TO TAKE ME TO COURT HE SAID IT WILL COST ME MORE IF THEY TAKE ME TO COURT BECASE I HAVE TO PAID FOR THEIR LAWYER THEY SCARE ME I WAS IN TEARS I NEVER HAVE ANY PROBLEM THAT ENDUP IN COURT I WAS SCARE BECAUSE HE WASCOMING TO MY JOB