Just a warning to all military families or anyone who has family that works overseas if your getting a letter for a loan offer from Sunbelt here in Panama City and your spouse is TDY or works away from home ignore the notice. They don't want to work with anyone who they can't see face to face and stated that your spouse could not be the person they claim to be and you are automatically lying. I just tried to go for a loan from them and when we got to my husband being gone they said he could lying no matter if we set him up on SKYPE even and sent proof of passport and other ID even Military. Get the word out and share it around if they don't want to work with families during hardship times they don't need to do business at all. Car dealerships will work with our military and overseas workers and even banks will. Don't use this company most likely they're a scam company anyway.