Dave
Jacksonville,#2Consumer Comment
Tue, January 29, 2008
Ok, you had bad credit, no matter what the circumstances, and you bought at a junk car lot. You didn't take the car to have it checked out, you just bought the thing. It had problems. Then you got sick, etc etc etc... None of this is the dealer's fault or the finance company's fault. All of it is your fault unfortunately. So why are you suing? All you would be doing is throwing away more of your hard-earned money for nothing. You have absolutely no case, there is no loop-hole in the contract. You signed a contract, promising to pay x amount of dollars a month. You failed to do that, and they repoed your car. If you read your contract, it states that they can repo the car at anytime if you are late on your payment. Ya, 14 days doesn't seem all that bad, but consider who you are dealing with...They are worried about their collateral. They don't care why you are late, in their eyes they just see another dead-beat loser who doesn't pay their bills on time. Get another car quickly before they report the repo on your credit.