TipNRing is crocked and a pack of thieves, just like the ones in Ferguson and Baltimore, no different except they try to live a rich life stlye by ripping off contractors who are paying their bill and employees. I can not believe Wells Fargo uses these guys, when I contracted from AT&T, Executone, Inter-Tel, Nortel, Blackbox, and Williams Communications we were always paid on time everytime. Contractors Beware of TipNRing, a very dishonest company to deal with.