The Outlaw Josey Wales
Golden Meadow,#2Consumer Comment
Fri, December 07, 2012
you don't work for this company
Robert
Irvine,#3Consumer Comment
Fri, December 07, 2012
That you have been paying the minimum(or close to the minimum) payments for close to 4 years and still have a balance. If so then the account maintenance fees are totally valid and justified because they are still maintaining the account. If you want those fees stopped then PAY OFF THE CARD...yes it is really that simple.
Therte is a major problem reporting it to a credit bureau as being closed by the consumer instead of the creditor!
- The only problem is for them. Having it showed as "Closed by Consumer" is better than "Closed by Credit Grantor". As such if it shows you closed it, it shows you made the choice. If it says the creditor closed it that tells other creditors that they no longer felt you were credit worthy. So you may not want to argue or complain about that.