Complaint Review: UGLY DUCKLING - DRIVETIME - San Antonio Texas

I also bought a car from drivetime back in 2004. After 1 week i took it back in where i bought it to have them look at it. After they were thru, i was driving it and when i got home and looked at my car, they must have drove the car to close to something in the back, anyway, between my two doors on my passenger side on the bottom, there was a big hole, and a scrape on that bottome plastic piece that is on both sides of the car on the bottom, kinda like a running board piece. Well another week went by, I checked my oil to see how it was doing, and there was not oil at all present in my engine! I took it back because i started having a bunch of problems with it! They said i had to take it to some rinky dink garage way , way, on the south side of san antonio! They looked at it, and said that there was nothing wrong with it! I then took it to saturn n.e., they checked it out and found over $4,500.00 worth of damage to the 2000 saturn! I took it back again, and showed them the paper work from saturn! All they did was make acopy of it, and that was it! I asked them who was looking at my car, and the receptionist said some little blonde headed girl. I asked if she was a mechanic, i was told no! I told them she had no business driving my car. On top of the oil leak, the alignment was out and pulling really bad to the left, she said it was fine! Anyway, along story short, after 2, bi-weekly payments, i quit making payments! They tried calling me on my cell phone (which was the only number i had in the first place) and i had the number changed, after complaining to them that they would not fix the car, they said that the report said there was nothing wrong with the car. I sent a copy of the paperwork from saturn N.E., and never heard from them. Well i still own the car to this day, and they quit looking for me, because they look for you on your credit report, which gives an updated address, and phone number. I told them, that if they wanted their car back, then give me everything i had invested in the car, and they refused! I said, "the car will be stored out in the country at a friends place, in an old barn, with a tarp over it, and i will take it out and drive in about 10-15 years!!!! Well, they quit looking for me using my credit report, because once a year you can get a free copy of your report, and they do not show up on my credit report anymore as checking my credit, or trying to find me!! I still am driving the car....so they put it on my credit report, big deal, i had bad credit in the first place..

If the car was repossessed, either voluntarily (you told them to come and get it or took it back) or against your will it is likely you still owe money on the original loan. The lender, even if it was in-house financing, upon repossession has a time certain to allow you to pay the note in full and claim the car. Should you not do so, the car is auctioned in almost all cases. The car will normally not sell at auction for more than it's wholesale value. The remainder of the note, plus repossession and auction expenses, is payable by you. This is called a "deficiency". It will always go on your credit record and the financer will either try to collect it directly or sell the debt to a collection agency. You should check the statute of limitations on this type of debt in your state. After the SOL expires, while the creditor can TRY to collect, should they try to sue you citing that the SOL has expired would be an affirmative defense.