United State Law Center send me a letter with Loan modification programs. I contacted them and they ask me some questions. After I received several form by e-mail. I filled them out send it back to them with personal and financial information. I received a call from a lawyer and he said that someone will contact me in a few days and no one did. So I called and email and there was no response. I went on the web and realize it was all a scam. Patricia Kearny New Jersey