Dave
Jacksonville,#2Consumer Suggestion
Wed, August 22, 2007
Seems to me that the burden of proof lies with the insured. She has to prove that you hit her. With no police report or witnesses, this will be impossible. I would contact your the Insurance Commision in your state as well as the Attorney General and report that insurance company. Write a letter to the insurance company and send it ceritified, return receipt, and inform them that you have reported them to proper agencies, and all collection attempts are to cease immediately. Tell them not to contact you unless it's by US post certified mail, not by phone. Just for the record, accidents have to be reported to the insurance company within a couple days, not years.