I applied for US Bank Credit Card and they activated a card in my name as soon as I found out (within 12 hours of the card being activated) I called them and told them to close the account that I did not want it activated. Now they want to put it on my Credit Report as a closed account and it will hurt my credit. Do not in any way do business with this bank or its credit cards. I have had both and they are a nightmare to deal with and they are dishonest. They are a litle operation that can't compete with the likes of Capital One, Chase, Barclay's, Citi Bank so they rip you off instead of doing the right thing. They try to keep you in a card with ver very low crdit limit. totally not worth it especiually if your credit score is good. So if you have a good credit score 650 or above do not touch this US Bank Credit card or you will be sorry like me. Scammers is all they are. I didn't know wheter to keepo the card activated or not but after dealing with them and their bad reputationa and my experience on the phone with their dishonesty, I just closed the account and will never do business with US Bank ever again and I hope everyone heeds my warning. I told US Bank I was going to do this and they could have cared less. That says it all.
coast
Florida,#2Consumer Comment
Thu, February 04, 2016
Your complaint that they reported your account as closed is accurate. Your other complaint was about the low credit limit. That is neither dishonest, a rip-off or a scam.
Specifically, what did they do that was dishonest? Specifically, what is the rip-off? Specifically, what is the scam? Please provide information that supports your claims.