My husband wanted a loan modification for our home so we contacted this law office called veritas law group we talked to a John grainy an they charged us $16,000 and said they can help us get our mortgage payments lowered so we gave the $1000 when we were there then my husband took from his 401k and gave another $6000 then monthly payments of $2200 they told us that they can stop the arrears from adding up then months go by I don't hear a word I try calling but the numbers were changed the office had moved then I get a post card with a name of a new attorney Andrew Weitz I called everyday for a week then finally I get a answer a lady named Marcela Ramos said they changed offices and phone numbers and that they got our file and that they are gonna help us well come to find out they have been telling our bank that my husband is self employed and asking us to deposit money in a bank account so it looks like we only make so much.well to our knowledge they have did nothing my husband had to file bankruptcy and now we might end up losing our house we can't afford a repayment of $2149 and our mortgage payment of $2600 if we needed help in the beginning with our mortgage this just made it worse