I am or is going thru a battle with my home mortage company and a forclouser, the Consumer Arbitrastion services of america i got contact by, I talked to a man name ed lay, for a week or so, so after talking with him and what they could help me do i signed up with them well he said my case would take 3 may be 4 months so i paid him to cover the first 3 months and now i can not get a hold of any one via phone or email, i have emailed them at least 10 times to get an update on my case and i try to call but just get an answering machine saying to leave a message but then it say mail box is full and can not take anymore messages, before i could call ed anytime and he would answer or call me back or if i emailed him he would email me back the next day, but not now i am out about 1800 dollars now with this scam group