JD who works for WCS Lending was doing business with a man named Kevin Williams. He pulled mine and my husbands credit reports for Mr Williams who happens to be a con artist .....after speaking to JD he was very nice to me on the phone and simply said " guess he was using me to pull his reports so he wouldn't have to pay for them" he apoligized for our loss. We were taken for $4000.00. We were told that WCS would be the company supplying the investor to purchase our home. We were led on for weeks. I believe with a hugh company like WCS they should know who there dealing with. Kevin Williams is also on Ripoffreport.com for a long list of people he has Scamed. I feel WCS should be responsible for our loss and do a background check on the people there dealing with.