TheDonald D
Pensacola,#2Consumer Comment
Mon, December 30, 2013
People do want to work these issues out. The catch is that once there is a problem there is no reasonable solution. Our lenders start to show their loan sharking ways that have been touted as acceptable. Just because it is legal doesn't make it right. Wells Fargo has been a great company for me to do business with and that is true if all is well. I have had unprofessional customer service issues requesting a title to be sent to a state that requires one be sent in order to register the vehicle. That took about two years because I happened to get a fickle person on the phone and I didn't kiss her feet just right. I have had mortgage loans as well. If anything goes wrong you are on your own. Pay or else. You signed the contract and it is black and white. That is exactly what you will get no matter the economy, national unemployment, Martians, meteors etc. I myself had a divorce with a Quit Claim Deed involved at the same time I was becoming a disabled veteran not fit to make such decisions.
The house was given over but my name was never taken off the loan and refinanced as is customary. That affected my credit ability to purchase when she decided to stop paying the mortgage and moved into another house she inherited. She cannot be contacted and I have tried everything talking to Wells Fargo and leaving messages for her. This began in 2004. It is extremely unfair to my family now. What sense does it make to put a lock on the door for years yet not be able to work something out with me without her defaulted signature? It is easy to say, " Go to a lawyer." What sense does that make when obviously money is the problem in many of these cases. They don't have money to pay a lawyer or keep their house so it is a slick reason for slick people to do slick things.
More foreclosures to thumb through and feel superior about it while you are at it. Just business. Technically correct but there remains no solution therefore it is a failure that the entire country has to absorb due to a larger more greedy picture of how unfair the whole circle of life is from wage earning to debt repayment. It is still a wild west of uncertainty for borrowers and wage earners but loads of excitement for priviledged and wealthy sharks. We wouldn't want to spoil their fun by streamlining the whole system with checks and balances that benefit us all at the end instead of feeding a disfunctional desire to belittle less fortunate human beings. We are all in this together. Standing high and mighty and hypocritical will not solve it. Things will just fall apart for everyone. Being a mindless minion feels empowering but is artificial.
Big industry is capable of defending itself as well as speaking for what it is responsible. Everything is fixed as in a fixed horse race etc. From colleges to churches everything is tainted and unconstitutionally illegal. An unspoken monopoly. Fair? The big picture is unfair and also the answer to most social suffering and woes. Economy built on lies because there are so many liars. Too many monopolies, too much coercion, black mail, blackballing and extortion in our daily lives in our society. I don't know what to call the structure of our society any more that people must follow or else. Many people doing something wrong does not make it right even if money and power made it lawful.
Karl
Highlands Ranch,#3Consumer Comment
Mon, April 16, 2012
on the web.
I believe that the CEO of Wells Fargo appears towards the end of that four minute video. Perhaps you should send him a copy of your Ripoff Report so he knows what is going on, wouldn't you agree?
Make sure to spread your Ripoff Report all over the web at sites like Twitter and Facebook. Just tell everyone to go to RipoffReport.com and type in 869042 in order to read your Ripoff Report.
Good luck to you.
***NATIONWIDE MORTGAGE ALERT: Make sure to type in 481508 at this site and read St. Clair's Ripoff Report for valuable information if you have a mortgage in the USA.
Righteous1
gg,#4General Comment
Mon, April 16, 2012
I think in part you are misunderstanding the entire concept of forebearance and short term reduction. A Lawyer in this field of expertise would better steer you into understanding your options. I have no empathy for you or people who carry on about mortgages when you clearly signed and agreed to the terms from the get go. Mortgages are often bought and sold thru out its term. You happen to get lucky with Wells Fargo who is one step away from being a sleeze bag of a company. Their record keeping is deplorable so good luck unraveling their mess! Its zero business of yours if they got bailout money...it doesnt mean you are given part of that money...They are being bailed out because people are recinding on their obligations to pay!