In essence, they say that they guarantee you'll get a credit card if you send them $49.95. What they don't tell you is that there are several cards to choose from, all of which have also sent you unsolicited emails promising credit IF you pay exhorbitant fees and up front costs.
Once you discover this, the electronic debit has already been made and WTS provides no way for you to request a refund. They do provide an email address, but no one ever responds to the emails. And, you're still out your $49.95...with no credit card to show for it.