76, Report:
#268005
Posted Date:
Aug 16 2007
Orchard Bank - HSBC Miserable, Cheating! ripoff Portland Oregon
I applied for an Orchard Bank MasterCard to help boost my credit! My apparent mistake was sending it to my PO Box.
I have all my mail sent to my PO Box, since I went through mail fraud and ID Theft a year ago! The only problem is that that friggin company can't seem to verify squ...
Entity
Categories: Banks
77, Report:
#262198
Posted Date:
Jul 21 2007
ORCHARD BANK ORCHARD BANK HSBC CARD SERVICES CREDIT CARD FRAUD RIPOFF SALINAS California
ORCHARD BANKORCHARD BANK aka HSBC CARD SERVICES
The only two times I ever heard from this company was when I picked up an unsolicited phone call from a telemarketing boiler room in India, talked with the person because I had the impression they were authorized by my bank to offer...
Entity
Categories: Credit Card Processing (ACH) Companies
78, Report:
#260228
Posted Date:
Jul 12 2007
ORCHARD BANK - HSBC RIPOFF TREATEN MY LIFE CAROL STREAM Illinois
RECEIVED A PHONE CALL FROM ORCHARD BANK LAST WEEK THE PERSON I TALK TO TOLD ME IF I DIDNT PAY MY BILL THAT THEY NEW WHERE I LIVED AND THEY HAVE WAYS OF TAKING CARE OF PEOPLE LIKE ME. IF YOU EVER DEAL WITH THESE PEOPLE IN ANYWAY PLEASE TAPE RECORD ALL CONVERSATION AS THEY ARE NOTHI...
Entity
Categories: Banks
79, Report:
#259565
Posted Date:
Jul 09 2007
Orchard Bank - HSBC Card Services Fake credit card at Orchard Bank How many people will have to scammed before something is done?! Ripoff Salinas California
Everyones gets pre-approved credit cards in the mail and I ignore 90% of them. But this one I just happened to try. Its one thing for a bank to offer loans and such with rediculous fees and charges attached. Its entirely different to offer fake credit cards. The credit card was for ...
Entity
Categories: Credit Card Processing (ACH) Companies
80, Report:
#258633
Posted Date:
Jul 04 2007
Orchard Bank HSBC paid off account to close it out still receiveing unknown fees and charges, no one has a straight answer as to why. ripoff City Of Industry California, Schaumburg Illinois
I never receive a bill from orchard bank just a statement with late fees and overcharges when we cut up the card prior to this. When contacting them they stated that we always made payments on time and could not explain the late fees and overcharges but did not remove them.
So w...
Entity
Categories: Credit & Debt Services
81, Report:
#258632
Posted Date:
Jul 04 2007
Orchard Bank HSBC Card Services Applied, Approved, Never received a card, received the bill, I was lied to and hung up on! ripoff City Of Industry California
Valued Cardmember Since 2007 - yeah right!
I applied online for an Orchard Bank credit card to help build credit, and to have for emergencies. I had no idea what I was getting myself into.
On May 17th, 2007 I applied for the Orchard Bank credit card online. It said that I was...
Entity
Categories: Credit Services
82, Report:
#256173
Posted Date:
Jun 29 2007
Orchard Bank They take advantage of young subscribers by buying personal information from Yahoo Mt. Prospect Illinois
Orchard Bank is a huge rip off to the American Consumer.
They give you low credit and then go on to charge ALL KINDS OF FEE's
They call these fee's necessary in order for them to provide all the wonderful services to you. If you call speaking to someone who doesn't understand...
Entity
Categories: Banks
83, Report:
#244507
Posted Date:
Jun 28 2007
Hsbc Bank Card, Orchard Bank NEVADA PREDATORY LENDERS. NEED TO BE EXPOSED. ripoff SALINAS, CALIFORNIA
I've had a Master Card w/ Orchard Bank for several years. Credit Limit is around $2,000.00
Remodeled my house several months ago and maximized all credit (temporarily).
Today I received a letter stating my interest rate was to increase from 15% to 29% in one fell swoop! I ...
Entity
Categories: Mortgage Companies
84, Report:
#255800
Posted Date:
Jun 20 2007
Orchard BankOrchard Bank / HSBC Uses Scare Tactics to get consumers to pay outrageous fees (You are going to be sued, etc.) Ripoff Schaumburg Illinois
I too, am a victim of Orchard Bank, the company that purports to help people get back on their feet when financial problems arise. BULL!!! they are nothing but Loan Sharks disguised as a credit card issuer.
My husband and I went through a financial crisis - someone was able to ...
Entity
Categories: Corrupt Companies
85, Report:
#254942
Posted Date:
Jun 16 2007
Orchard Bank HSBC Credit Services Orchard Bank works to keep your credit score low and fees high Ripoff Schaumburg Illinois
I have had a fairly high balance with Orchard for a while. Every month I make a payment and every month they immediately credit the payment. Suddenly, when I made a payment of over half of my balance, they held the payment for 14 days and reported a higher balance to the credit bur...
Entity
Categories: Financial Services
86, Report:
#249174
Posted Date:
Jun 12 2007
Orchard Bank - HSBC Bank BEND-OVER BANK RIPOFF ORCHARD BANK Salinas California
I have been trying to re-establish my credit and had 3 current credit accounts for 2 years, paid all 3 of my current credit accounts on time for those 2 years and all of a sudden Orchard Bank says that because of my limited credit history (hence my reason for obtaining their card in...
Entity
Categories: Banks
87, Report:
#252746
Posted Date:
Jun 12 2007
Orchard Bank - HSBC Ripoff Predatory Lending Practices Intentionally Unresponsive Customer Service Internet
I have had this Orchard Bank secured card for more than 8 years with a limit of $350. Recently, I decided to set up online payments for convenience and to avoid their slow-processing of payments leading to bogus late fees scam. Using the website to enter in my account info and oth...
Entity
Categories: Credit Card Processing (ACH) Companies
88, Report:
#253685
Posted Date:
Jun 11 2007
Orchard Bank HSBC WILL NOT RETURN SECURED DEPOSIT AFTER CLOSING ACCOUNT Salinas Internet
I closed my account over two months ago, but I did not get my deposit back. Everytime I email them they say wait 35-40 days. I tried calling but
I can never get a human, only a machine.
In emails, they told me that my account was closed but I still get statements with a due date...
Entity
Categories: Banks
89, Report:
#249866
Posted Date:
May 23 2007
Orchard Bank/ HSBC Card Services held check so that they could charge late fees and overlimit fees City Of Industry California
This credit card company holds check so that payments are late so that they can charge late fees and overlimit fees. They send a statement with a minimun payment if you just pay what they ask you will still be over the limit again and the cycle goes on.
I contacted them becaus...
Entity
Categories: Online banking
90, Report:
#245950
Posted Date:
May 21 2007
HSBC - Orchard Bank - Household Bank Fraudulent web advertising, fraudulent late fees and over limit fees ripoff City Of Industry California
I have a Visa card with this company and one month, I logged into their web site a day before my payment was due. My browser was directed to a page which stated: The current payment due on
your Account is $15.00. Make a Rush Payment to avoid incurring a $35.00 late fee.
I paid...
Entity
Categories: Corrupt Companies
91, Report:
#245357
Posted Date:
Apr 23 2007
HSBC - Orchard Bank Late fees, overlimit fees, finance charges ripoff Baltimore Maryland
I started with this company to build up my credit, Boy was I in for the shock of my life!! I used my card and paid it on time every month, then one month I moved and used the card to get a moving truck, I paid the bill ONE day late, so they tacked on a late fee, which brought it o...
Entity
Categories: Credit & Debt Services
92, Report:
#240585
Posted Date:
Mar 25 2007
Orchard Bank - HSBC Card Services charge over the limit fees due to their finance charges putting you over the limit ripoff City Of Industry California
I have not PURCHASED anything to put me over the limit amount they have allowed me to use; however, being close to the limit is just where they want you to be. Due the fact, Orchard (aka HSBC)tack on THEIR (not mine) finance charge at 30.49 percent to your balance, putting you over ...
Entity
Categories: Banks
93, Report:
#236523
Posted Date:
Feb 19 2007
Orchard Bank, HSBC Card Services Deceptive Business Practices Schaumburg Illinois
I applied for and received an Orchard Bank credit card with a $300 limit and 14.99% interest with a FICO score of 625 in June 2006. Since then, my balance has never been more than $160.00. I have made all payments on time and my FICO score has actually increased to 631.
I just ...
Entity
Categories: Credit & Debt Services
94, Report:
#233799
Posted Date:
Jan 31 2007
HSBC Bank Nevada, N.A., Orchard Bank, HSBC Card Services ripoff fraudulent charges to UKRAINE fraudulent billing Salinas California
Oct.06 HSBC Card Services charged 91.80 transaction to www.GLOBAL-SMOKING. NE (In the UKRAINE)to my acct...Over limit fee of 30.00
I Sent a letter of dispute and charge was removed in Nov. I waited over a month before I again used the card to make sure things were ok.
In De...
Entity
Categories: Credit Services
95, Report:
#232569
Posted Date:
Jan 25 2007
Orchard Bank HSBC 99$ fee added, overlimit charges after card was cancelled, 29% Interest ripoff Salinas California
Orchard Bank offered me a card for $59 and low interest rates. They charged me $59 and $99 for next year 3 months after I had card, which put me overlimit and fees added, now the Interest is 29%. I've barely used this card and now I am $200 overlimit every month. I am disabled and c...
Entity
Categories: Banks
96, Report:
#230778
Posted Date:
Jan 17 2007
Orchard Bank - HSBC I am in the military and they will not put my account in the Soldiers and Sailors act ripoff Nationwide
I am in the Military and I called and asked for my account to be put in the Soldiers and sailors Act relief One supervisor tells me that I am eligable and the department that handles this case says I am not but Capital One did it for me and another one of my credit cards did it for ...
Entity
Categories: Credit & Debt Services
97, Report:
#230427
Posted Date:
Jan 14 2007
Orchard Bank HSBC Card Services They cancelled a card before 1st payment because i was up set with telemarketing calls calling 3-4 tim,es a day i opted out on phone they continued Salinas California
I was trying to rebuild my credit. i got a bill from them on 12/23 for the fee which I sent they received on the 1/10/2007 cashed. Unfortunately they began telemarketing me incessantly sometimes 3-4 times a day trying to sell me features to crank up my balance. Credit card insuranc...
Entity
Categories: Corrupt Companies
98, Report:
#229477
Posted Date:
Jan 09 2007
Orchard Bank - HSBC Online payment processed 7 days before my paycheck arrived ripoff Salinas California
Orchard Bank just processed my payment a week early. I have been using online payment. The payment was set for January 13, 2007 giving me time to deposit my paycheck. WITHOUT my permission, HSBC/ORCHARD BANK CREDIT CARD processed my payment 5 days early. My paycheck does not arrive ...
Entity
Categories: Banks
99, Report:
#227667
Posted Date:
Dec 29 2006
Orchard Bank, Hsbc TOOK $200 OUT OF MY CHECKING ACCOUNT WHEN I HAVE NO CREDIT CARD WITH THEM. INTERNET *EDitor's Suggestions on how to get your money back into your bank account!
ON 12/28/2006, ORCHARD BANK DEDUCTED $200 OUT OF MY CHECKING ACCOUNT EVEN THOUGH I HAVE NO ACCOUNT WITH THEM. I CALLED THEM 2 TIMES, AND BOTH TIMES I WAS TOLD THEY HAVE NO ACCOUNT WITH ME AND THEY DONT HAVE ANYTHING IN THERE COMPUTER SAYING THEY GOT THE $200. I HAVE BANK STATEMENTS...
Entity
Categories: Credit & Debt Services
100, Report:
#222553
Posted Date:
Nov 30 2006
Orchard Bank/HSBC Card Services Increasing Rate of Intrest Salinas, California
I arrived home today only to receive a Notice Of Change In Terms. It appears that on January 1st, 2007 they will raise intrest on all balances on my account will be raised to approximately another .03% to the already high rate of over .04% APR per billing cycle.
This account has,...
Entity
Categories: Banks