At approximately 11 a.m. this morning I received a call after applying online for Obamacare I was cohersed by the agent to tell me I didn't qualify for Obamacare and ended up securing a policy with this company . After some thought I called back to cancel and receive my payment credited, and was denied that right by the company .I've been sending emails back replying to my confirmation emails telling the company I wanted to cancel my membership that would activate at midnight tonight and I would like we impressment they emailed the simply stating they were not able to do that at this time. John Mccabe